Halifax: Balance Transfer Credit Card (24/24 Mths)

Card Name:Balance Transfer Credit Card (24/24 Mths)
Networks available:Mastercard
Balance Transfer Credit Card (24/24 Mths)
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 24 months
Intro balance transfer fee2.5%
Intro purchase rate0%
Intro purchase period0% for 24 months
Other rates and fees
Representative APR18.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals19.0%
Charges and payments
Charge on overseas spending2.95%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesCashback extras received when shopping with this credit card for Halifax online and mobile banking current account customers, except Expresscash and Cashcard. The cashback will be paid into your Halifax current account. Full details are available on www.halifax.co.uk
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionShopping online safely: Every time the cardholder uses their card for online purchases with participating companies, they'll be asked to confirm the purchase by entering their unique password on a secure and completely confidential pop-up screen. IdentityCare: For £6.95 a month, IdentityCare will help protect against fraudulent use of the cardholder's name and personal details. If the cardholder becomes a victim of identity theft, they will be provided with legal expenses cover with a dedicated solicitor to restore their identity. IdentityCare provides: ' A credit report so that the cardholder knows what information lenders hold on them ' An 'early warning' credit monitoring service ' Up to £25,000 towards legal expenses ' Up to £25,000 towards fraud on card based accounts ' Up to £1,000 emergency cash ' A credit file correction service ' Unlimited access to the identitycare customer service line
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck