Balance Transfer Card

Balance Transfer Card
  • Provider: Halifax
  • Card Name: Balance Transfer Card
  • Networks available: Mastercard
  • Card type: standard
  • Issuer: Halifax

Representative example: If you spend £1,200 at a purchase interest rate of 17.95% (variable) your Representative APR will be 17.9% (variable).

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Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 22 months
Intro balance transfer fee3.5%
Intro purchase rate0%
Intro purchase period0% for 3 months
Other rates and fees
Representative APR17.9% APR (Representative)
Interest free period59 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals27.9%
Charges and payments
Charge on overseas spending2.95%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Mimimum monthly repayment
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Representative exampleIf you spend £1,200 at a purchase interest rate of 17.95% (variable) your Representative APR will be 17.9% (variable).
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Spending Rewards
Cashback Rewards-
Airmiles-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other Incentives-
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionShopping online safely: Every time the cardholder uses their card for online purchases with participating companies, they'll be asked to confirm the purchase by entering their unique password on a secure and completely confidential pop-up screen. IdentityCare: For £6.95 a month, IdentityCare will help protect against fraudulent use of the cardholder's name and personal details. If the cardholder becomes a victim of identity theft, they will be provided with legal expenses cover with a dedicated solicitor to restore their identity. IdentityCare provides: ' A credit report so that the cardholder knows what information lenders hold on them ' An 'early warning' credit monitoring service ' Up to £25,000 towards legal expenses ' Up to £25,000 towards fraud on card based accounts ' Up to £1,000 emergency cash ' A credit file correction service ' Unlimited access to the identitycare customer service line
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Representative exampleIf you spend £1,200 at a purchase interest rate of 17.95% (variable) your Representative APR will be 17.9% (variable).
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Application information
Minimum age18 years
Minimum income£20,000 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Customer service scores
Overall customer service
 
8.0Ranking 16 of 25
Ease of account opening8.4Ranking 21 of 25
Ease of balance transfer8.2Ranking 14 of 25
Fraud protection score8.0Ranking 19 of 25
Online service score7.9Ranking 20 of 25
Call centre service score7.4Ranking 16 of 25
Your level of satisfaction score7.8Ranking 15 of 25
Intention to recommend score6.8Ranking 16 of 25
Number of votes373
Account services
Manage onlineCheck
Text updatesCheck
Cheque bookCheck
Payment protectionCheck
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Representative exampleIf you spend £1,200 at a purchase interest rate of 17.95% (variable) your Representative APR will be 17.9% (variable).
Go to siteGo to site