Fact sheet: Sterling Liquidity

Fund information
Fund name
Sterling Liquidity 3 GBP
Fund manager company
Standard Life Investment
Fund type
OEIC
Fund managers
  • Gordon Lowsonsince 30/06/2014
Fund objective
The Sterling Liquidity Fund aims to maximize current income, consistent with the preservation of principal and liquidity by investing in a diversified portfolio of high quality Sterling denominated short term debt and debt related instruments.
Benchmark
  • 7 Day LIBID
Investment style
Liquidity,Capital Protection Targeted
Investment method
Short Dated Bonds
Quick stats
1 Year return
0.4%
1 Year rank in sector
8/42
Sector
FO Currency - Sterling
Yield
0.3%
Ongoing charge (OCF)
?A fund’s ongoing charges figure (OCF) is similar to the old-style total expense ratio. It reflects the annual charge to investors in the fund, in percentage terms, but does not include extra performance-related fees (where these are levied) or the fund’s trading expenses on its underlying investments.
0.15%
Fund size
£12,161m
Top in this sector
Fund name1 Year
Hume Caut MA Stg2.1%
Payden & Rygel Sterling Rsrv1.2%
Aberdeen Liq(L)USDurStg0.9%
Insight ILF GBP Liquidity Plus0.8%
BlackRock ICS InstStgUl SBd0.6%
...more in FO Currency - Sterling

Performance snapshot

Holdings snapshot

  • Money Market100%
  • Certificates of Deposit43.5%
    Cash Deposits20.1%
    Commercial Paper12.7%
    Floating Rate Notes9%
    Call Deposit6.9%
  • Money Market100%

Fund also available on these pension platforms:

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund0%0.1%0.2%0.4%1.2%2.3%
Sector0%0%0.1%0.5%1.2%2.2%
Rank within sector11 / 469 / 4610 / 448 / 426 / 387 / 31
Quartile1st1st1st1st1st1st
Calendar performance
 YTD - 20162015201420132012
Fund0.4%0.4%0.4%0.4%0.7%
Sector0.3%0.6%0.3%0.3%0.6%
Rank within sector8 / 424 / 397 / 377 / 376 / 30
Quartile1st1st1st1st1st
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
0.41
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
0.02
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
-
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
0.01
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
0.17
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
0.28
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.1
Price movement
52 week high1
52 week low1
Current bid price-
Current offer price-
Current mid price1
Region
1Money Market100%
Industry sector
1Certificates of Deposit43.51%
2Cash Deposits20.1%
3Commercial Paper12.73%
4Floating Rate Notes9%
5Call Deposit6.94%
6Asset Backed Commercial Paper5.23%
7Government Bills2.49%
Asset type
1Money Market100%
Individual holdings
No data available.
Management
Fund manager group
No data available.
Fund manager company
Standard Life Investment
Fund type
OEIC
Fund objective
The Sterling Liquidity Fund aims to maximize current income, consistent with the preservation of principal and liquidity by investing in a diversified portfolio of high quality Sterling denominated short term debt and debt related instruments.
Benchmark
  • 7 Day LIBID
Investment style
Liquidity,Capital Protection Targeted
Investment method
Short Dated Bonds
Fund managers
NameSinceBiography
Gordon Lowson30/06/2014
Compliance
UCITS IV Compliant
Domicile
No data available.
Fund for sale in
United Kingdom, Ireland, Offshore
Sterling Liquidity 0 GBP
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.01%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price1
CurrencyGBP
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFOF6
Sterling Liquidity 1 GBP
Initial charge-
Annual charge0.1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.09%
Total expense ratio (TER)0.11%
Bid price-
Offer price-
Mid price1
CurrencyGBP
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeBTN2
Sterling Liquidity 2 GBP
Initial charge-
Annual charge0.1%
Min single investment£5,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.1%
Total expense ratio (TER)0.11%
Bid price-
Offer price-
Mid price1
CurrencyGBP
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeBTN3
Sterling Liquidity 3 GBP
Initial charge-
Annual charge0.15%
Min single investment£1,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.15%
Total expense ratio (TER)0.16%
Bid price-
Offer price-
Mid price1
CurrencyGBP
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeEGZ9
Sterling Liquidity 4 GBP
Initial charge-
Annual charge0.2%
Min single investment£100,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.2%
Total expense ratio (TER)0.22%
Bid price-
Offer price-
Mid price1
CurrencyGBP
Price updated02/02/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeA1AI
Sterling Liquidity 5 GBP
Initial charge-
Annual charge0.25%
Min single investment£100,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.25%
Total expense ratio (TER)0.27%
Bid price-
Offer price-
Mid price1.02
CurrencyGBP
Price updated09/02/2015
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeA1AJ
Sterling Liquidity 7 GBP
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.13%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price1
CurrencyGBP
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeGZNE
Sterling Liquidity 8 GBP
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.04%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price1
CurrencyGBX
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeNIIZ
Data provided by

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