Fact sheet: Stan Life At Ret Act Pls LumSm Pn

Fund information
Fund name
Stan Life At Retirement Active Plus Lump Sum Pn
Fund manager company
Standard Life Assurance Co
Fund type
Pension Fund
Fund manager
No data available.
No data available.
Fund objective
The goal of this fund is to make sure that at your retirement date your money is in investments which are considered appropriate if you’re planning to take all of your pension pot as one or more lump sums over a relatively short period. It’s used as part of a Lump Sum strategic lifestyle profile (SLP), and isn’t suitable as a standalone fund or if you’re building your own portfolio from our full fund range. We offer a range of lifestyle profiles and this one may not be suitable for you if you plan to buy an annuity or take a flexible income (known as drawdown). The fund aims to meet its goal by holding different types of investment funds, such as those investing in equities (shares), bonds (loans to a government or company) and non-residential property (such as offices, shopping centres and shares in property development companies). It will hold a higher amount in lower risk investments such as bonds and a lower amount in equities and property. These investments can be from around the world, including emerging markets, which means that some of them will be in a foreign currency. The fund can also invest in absolute return funds that aim to provide positive investment returns, regardless of whether markets are going up or down, over the medium to long term. They do this by using a wide range of investment strategies including those using derivatives. Derivatives are financial instruments whose value comes from movement in other investments, such as equities and currencies. As you can normally take a tax free lump sum from your pension pot, some of the fund is invested in lower risk money market funds. There are circumstances where money market instruments can fall in value. All investments are reviewed regularly to make sure they remain suitable for the fund’s goal, and may change over time. The fund doesn’t provide any guarantee about the level of retirement income you’ll receive. The value of investments within the fund can fall as well as rise and is not guaranteed - you may get back less than you pay in. The fund may use derivatives for the purposes of efficient portfolio management, reduction of risk or to meet its investment objective if this is permitted and appropriate. The sterling value of overseas assets held in the fund may rise and fall as a result of exchange rate fluctuations.
Benchmark
  • No Specified Index
Investment style
No data available.
Investment method
No data available.
Quick stats
1 Year return
4.2%
1 Year rank in sector
322/510
Sector
PN Specialist
Yield
-
Fund size
£0m (£0m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
20
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Performance snapshot

Holdings snapshot

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund-0.7%-1.7%3.2%4.2%--
Sector-1.8%-0.3%7.2%8.4%19.9%43%
Rank within sector153 / 546410 / 544335 / 531322 / 510--
Quartile2nd4th3rd3rd
Calendar performance
 YTD - 20162015201420132012
Fund4.8%0.7%---
Sector8.9%2%7.2%11%7.7%
Rank within sector316 / 514274 / 450---
Quartile3rd3rd
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
-
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
-
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
-
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
-
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
-
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
-
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
-
Price movement
52 week high108.57
52 week low100.67
Current bid price-
Current offer price-
Current mid price106.35
Region
No data available.
Industry sector
No data available.
Asset type
No data available.
Individual holdings
1STANDARD LIFE ACTIVE PLUS I PENSION FUND75.2%
2STANDARD LIFE MONEY MARKET PENSION FUND24.8%
Management
Fund manager group
Standard Life Investments
Fund manager company
Standard Life Assurance Co
Fund type
Pension Fund
Fund objective
The goal of this fund is to make sure that at your retirement date your money is in investments which are considered appropriate if you’re planning to take all of your pension pot as one or more lump sums over a relatively short period. It’s used as part of a Lump Sum strategic lifestyle profile (SLP), and isn’t suitable as a standalone fund or if you’re building your own portfolio from our full fund range. We offer a range of lifestyle profiles and this one may not be suitable for you if you plan to buy an annuity or take a flexible income (known as drawdown). The fund aims to meet its goal by holding different types of investment funds, such as those investing in equities (shares), bonds (loans to a government or company) and non-residential property (such as offices, shopping centres and shares in property development companies). It will hold a higher amount in lower risk investments such as bonds and a lower amount in equities and property. These investments can be from around the world, including emerging markets, which means that some of them will be in a foreign currency. The fund can also invest in absolute return funds that aim to provide positive investment returns, regardless of whether markets are going up or down, over the medium to long term. They do this by using a wide range of investment strategies including those using derivatives. Derivatives are financial instruments whose value comes from movement in other investments, such as equities and currencies. As you can normally take a tax free lump sum from your pension pot, some of the fund is invested in lower risk money market funds. There are circumstances where money market instruments can fall in value. All investments are reviewed regularly to make sure they remain suitable for the fund’s goal, and may change over time. The fund doesn’t provide any guarantee about the level of retirement income you’ll receive. The value of investments within the fund can fall as well as rise and is not guaranteed - you may get back less than you pay in. The fund may use derivatives for the purposes of efficient portfolio management, reduction of risk or to meet its investment objective if this is permitted and appropriate. The sterling value of overseas assets held in the fund may rise and fall as a result of exchange rate fluctuations.
Benchmark
  • No Specified Index
Investment style
No data available.
Investment method
No data available.
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
United Kingdom
Stan Life At Retirement Active Plus Lump Sum Pn
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price106.3525
CurrencyGBX
Price updated30/11/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeKY9U
Data provided by

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You should be aware that prices may fall as well as rise and that the income derived can go down as well as up. When buying or selling any investment that fluctuates in price or value you may get back less than you invested. Past performance is not necessarily a guide to future performance.