Fact sheet: Scot Eq Universal Lstyle Colln Pn

Fund information
Fund name
Scot Eq Universal Lstyle Collection Pn
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund manager
No data available.
No data available.
Fund objective
To build your pension fund over the long-term by investing in our Universal Balanced Collection. Then in the second stage, as your chosen retirement date approaches, we look to help protect your annuity buying power, as well as taking into account your tax - free cash entitlement. First stage: In the first state, the fund invests wholly in the Universal Balanced Collection. The Universal Balanced Collection currently invests 75% in the Balanced Passive fund and 25% in the External Balanced Collection. It aims to achieve long-term capital growth by investing in an internationally diversified portfolio, largely made up of equities (shares). It provides investors with the opportunity to invest in a fund which offers exposure to a passive management style, with a degree of exposure to a collection of actively managed balanced funds. Second stage: As retirement approaches, in this case six years from your chosen retirement date, the fund will be switched, systematically and progressively, into long gilts to help protect the value of the fund from stock market volatility and maintain its annuity buying power. We also take into account your tax - free cash entitlement by switching 25% of the fund into cash over the final year. These switches happen automatically every month and are free from switching charges."
Benchmark
  • ABI Balanced Managed SA
Investment style
No data available.
Investment method
No data available.
Quick stats
1 Year return
11%
1 Year rank in sector
297/794
Sector
PN Mixed Investment 40%-85% Shares
Yield
-
Fund size
£2,246m
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
73
Bid price
195.966
Offer price
195.966
Top in this sector
Fund name1 Year
BlackRock LGIM Oseas Consn Idx Pn21.5%
FL My Ftr Adv Gth XE/IE Pn20.2%
FL My Ftr Advantage Gth Pn19.9%
OMW S&W Millbank East River19.5%
Scot Eq Ext Bal Coll (ex MLC) Pn18.6%
...more in PN Mixed Investment 40%-85% Shares

Performance snapshot

Holdings snapshot

  • No data available.
  • No data available.
  • UK Large Cap Companies17.3%
    Others15.8%
    North American Equities14.6%
    European Large Cap Equity9.8%
    Money Market7%

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund-2.8%-0.1%9.9%11%21.4%46.1%
Sector-2.3%-0.8%8.2%9.1%19.7%47.8%
Rank within sector636 / 913454 / 912264 / 894297 / 794248 / 692368 / 595
Quartile3rd2nd2nd2nd2nd3rd
Calendar performance
 YTD - 20162015201420132012
Fund12.2%1.7%5.2%12.6%8.5%
Sector10%2.2%5.7%13.1%9.9%
Rank within sector245 / 800448 / 753338 / 692425 / 661471 / 596
Quartile2nd3rd2nd3rd4th
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
-0.13
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
1.11
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
0.44
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
8.04
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
1.78
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
0.29
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.96
Price movement
52 week high205.48
52 week low161.14
Current bid price195.97
Current offer price195.97
Current mid price-
Region
No data available.
Industry sector
No data available.
Asset type
1UK Large Cap Companies17.31%
2Others15.8%
3North American Equities14.56%
4European Large Cap Equity9.76%
5Money Market6.96%
6Japanese Equities4.54%
7North American Fixed Interest4.45%
8UK Mid Cap Companies4.41%
9Asia Pacific ex Japan Equities4.14%
Individual holdings
No data available.
Management
Fund manager group
Scottish Equitable
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund objective
To build your pension fund over the long-term by investing in our Universal Balanced Collection. Then in the second stage, as your chosen retirement date approaches, we look to help protect your annuity buying power, as well as taking into account your tax - free cash entitlement. First stage: In the first state, the fund invests wholly in the Universal Balanced Collection. The Universal Balanced Collection currently invests 75% in the Balanced Passive fund and 25% in the External Balanced Collection. It aims to achieve long-term capital growth by investing in an internationally diversified portfolio, largely made up of equities (shares). It provides investors with the opportunity to invest in a fund which offers exposure to a passive management style, with a degree of exposure to a collection of actively managed balanced funds. Second stage: As retirement approaches, in this case six years from your chosen retirement date, the fund will be switched, systematically and progressively, into long gilts to help protect the value of the fund from stock market volatility and maintain its annuity buying power. We also take into account your tax - free cash entitlement by switching 25% of the fund into cash over the final year. These switches happen automatically every month and are free from switching charges."
Benchmark
  • ABI Balanced Managed SA
Investment style
No data available.
Investment method
No data available.
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
United Kingdom
Scot Eq Universal Lstyle Collection Pn
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price195.966
Offer price195.966
Mid price-
CurrencyGBX
Price updated02/12/2016
Type-
Institutional or retail classRetail
Domicile-
Citi codeAZ23
Data provided by

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