Fact sheet: Scot Eq Stkhldr Default Pn

Fund information
Fund name
Scot Eq Stakeholder Default Pn
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund manager
No data available.
No data available.
Fund objective
This fund uses a two-stage investment process called lifestyling. It aims to perform in line with its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage During the early years of your investment, the fund aims to provide long-term capital growth by investing in a diversified portfolio of mainly UK and overseas equities (shares), but also in fixed interest investments (bonds) and cash. It aims to broadly match the performance of its benchmark, the ABI Mixed Investment 40-85% Equities pension sector median, by investing in largely the same assets and in the same proportions as it. The fund’s performance may not always precisely track the average. For example, when market conditions offer particularly strong opportunities to actively managed funds, the fund’s returns may be lower than the sector average. Lifestyle stage The lifestyle stage starts six years before the start of your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you’ll buy an annuity, to provide yourself with an income for life (or a specified number of years), when you retire. We’ll progressively start switching your investment into our Long Gilt fund, with the aim of giving you more certainty about the level of annuity you’ll be able to buy when you retire.
Benchmark
  • ABI Mixed Investment 40% - 85% Shares
Investment style
No data available.
Investment method
No data available.
Quick stats
1 Year return
21%
1 Year rank in sector
124/863
Sector
PN Mixed Investment 40%-85% Shares
Yield
-
Fund size
£85m (£90m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
75
Bid price
210.4989
Offer price
210.4989
Top in this sector
Fund name1 Year
BlackRock LGIM Oseas Consn Idx Pn31.1%
FL My Ftr Advantage Gth Pn29.6%
FL My Ftr Adv Gth XE/IE Pn29.1%
Scot Eq Ext Bal Coll (ex MLC) Pn28.6%
Scot Eq Sequel Adven Jrny Pn27.9%
...more in PN Mixed Investment 40%-85% Shares

Performance snapshot

Holdings snapshot

  • UK48%
    North America26.9%
    Europe10.6%
    International4.9%
    Asia Pacific ex Japan3.9%
  • No data available.
  • North American Equities25.5%
    UK Large Cap Companies25.3%
    UK Gilts8.8%
    UK Mid Cap Companies6.2%
    European Large Cap Equity5.7%

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund0.6%3.7%6.1%21%31.6%50.4%
Sector0.7%3.8%5%17%27.5%49.1%
Rank within sector522 / 904533 / 893347 / 892124 / 863183 / 705329 / 612
Quartile3rd3rd2nd1st2nd3rd
Calendar performance
 YTD - 20172016201520142013
Fund3.4%19.2%1.3%5.1%11.5%
Sector3.1%14.3%2.2%5.7%13.1%
Rank within sector369 / 89376 / 794518 / 747346 / 689537 / 662
Quartile2nd1st3rd3rd4th
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
0.42
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
1.1
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
0.71
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
7.89
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
1.72
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
0.64
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.96
Price movement
52 week high213.54
52 week low171.07
Current bid price210.5
Current offer price210.5
Current mid price-
Region
1UK47.98%
2North America26.94%
3Europe10.64%
4International4.93%
5Asia Pacific ex Japan3.87%
6Japan3.67%
7Money Market1.27%
8Global Emerging Markets0.55%
9Not Specified0.14%
Industry sector
No data available.
Asset type
1North American Equities25.51%
2UK Large Cap Companies25.26%
3UK Gilts8.83%
4UK Mid Cap Companies6.18%
5European Large Cap Equity5.69%
6European Fixed Interest4.1%
7Japanese Equities3.62%
8Asia Pacific ex Japan Equities3.53%
9UK Corporate Fixed Interest3.46%
Individual holdings
1SE BALANCED PASSIVE LIFESTYLE37.8%
2 SE UK INDEX TRACKER37.5%
3SE CORPORATE BD TRACKER13.1%
4SE UK GILTS ALL STOCKS TRACKER8.9%
5SCOTTISH EQUITABLE INDEX-LINKED GILT TRACKER2.7%
Management
Fund manager group
Scottish Equitable
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund objective
This fund uses a two-stage investment process called lifestyling. It aims to perform in line with its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage During the early years of your investment, the fund aims to provide long-term capital growth by investing in a diversified portfolio of mainly UK and overseas equities (shares), but also in fixed interest investments (bonds) and cash. It aims to broadly match the performance of its benchmark, the ABI Mixed Investment 40-85% Equities pension sector median, by investing in largely the same assets and in the same proportions as it. The fund’s performance may not always precisely track the average. For example, when market conditions offer particularly strong opportunities to actively managed funds, the fund’s returns may be lower than the sector average. Lifestyle stage The lifestyle stage starts six years before the start of your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you’ll buy an annuity, to provide yourself with an income for life (or a specified number of years), when you retire. We’ll progressively start switching your investment into our Long Gilt fund, with the aim of giving you more certainty about the level of annuity you’ll be able to buy when you retire.
Benchmark
  • ABI Mixed Investment 40% - 85% Shares
Investment style
No data available.
Investment method
No data available.
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
United Kingdom
Scot Eq Stakeholder Default Pn
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price210.4989
Offer price210.4989
Mid price-
CurrencyGBX
Price updated23/03/2017
Type-
Institutional or retail classRetail
Domicile-
Citi codeYN32
Data provided by

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