Fact sheet: Scot Eq Lifestyle WPP Pn

Fund information
Fund name
Scot Eq Lifestyle WPP Pn
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund manager
No data available.
No data available.
Fund objective
The Scottish Equitable lifestyle fund uses a two-stage investment process called lifestyling. It aims to build our pension fund in the early years (the growth stage), and protect the amount of pension you can buy with your fund as your target retirement date approaches (the risk reduction stage).First stage: During the early years of your investment, the fund aims for good long-term growth by investing 70% in the UK Equity fund and 30% in the International fund. The fund is regularly rebalanced to maintain this split. The UK Equity fund invests in a broad range of stocks, most of which are listed on the London Stock Exchange. It can invest in all major industrial sectors and may also invest in smaller companies through our UK Smaller Companies fund and cash from time to time. The International fund invests internationally in equity markets, specifically excluding the UK. Investment is broadly in line with market average asset allocation and is generally through a number of our regional and specialist funds, which hold overseas equities.Risk reduction stage: This starts around seven years from your target retirement year and recognises that your priorities are likely to change as you near retirement. We’ll switch your pension fund systematically and progressively into long gilts, with the aim of protecting your annuity-buying power. We’ll also move some of your investment into our Cash fund in the final year, to cater for your tax-free entitlement. We’ll assume you’ll take the maximum you’re entitled to, so on your retirement date this will account for 25% of your total fund. AEGON reserves the right to amend any of the lifestyle funds without prior notification.
Benchmark
No data available.
Investment style
No data available.
Investment method
No data available.
Quick stats
1 Year return
12.2%
1 Year rank in sector
190/422
Sector
PN Flexible Investment
Yield
-
Fund size
£30m (£29m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
93
Bid price
168.7415
Offer price
177.6226
Top in this sector
Fund name1 Year
Aviva Variable Annuity CU Pn27.3%
Scot Eq UBS Stockmkt Mgd Pn25.9%
Aegon Mrc Divfd Gth Pn23.8%
FL Threadneedle Gbl Equ Inc Pn23.7%
FL Spicers Adventurous Pn23.3%
...more in PN Flexible Investment

Performance snapshot

Holdings snapshot

  • UK70.2%
    North America16.3%
    Europe5.5%
    Asia Pacific4%
    International2.5%
  • No data available.
  • UK Large Cap Companies44%
    North American Equities23%
    UK Mid Cap Companies17.8%
    Asia Pacific ex Japan Equities5.2%
    European Large Cap Equity3.2%

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund2.2%1.5%10.8%12.2%23.9%59.3%
Sector0%-0.3%7.9%11.2%23.7%52.4%
Rank within sector45 / 485135 / 472163 / 464190 / 422186 / 309127 / 246
Quartile1st2nd2nd2nd3rd3rd
Calendar performance
 YTD - 20162015201420132012
Fund11.4%4.1%3%22.2%9.9%
Sector10.9%2.5%6.7%14.8%10.5%
Rank within sector223 / 430101 / 335280 / 30943 / 266188 / 249
Quartile3rd2nd4th1st4th
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
-2.04
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
1.28
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
0.33
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
9.56
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
4.17
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
-0.07
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.85
Price movement
52 week high174.02
52 week low133.57
Current bid price168.74
Current offer price177.62
Current mid price-
Region
1UK70.2%
2North America16.3%
3Europe5.5%
4Asia Pacific4%
5International2.5%
6Money Market1.1%
7Global Emerging Markets0.4%
Industry sector
No data available.
Asset type
1UK Large Cap Companies44%
2North American Equities23.02%
3UK Mid Cap Companies17.76%
4Asia Pacific ex Japan Equities5.18%
5European Large Cap Equity3.18%
6UK Small Cap Companies3.02%
7Japanese Equities2.39%
8Money Market0.91%
9Global Emerging Market Equities0.33%
Individual holdings
1SE UK EQUITY PEN70.1%
2SE INTERNATIONAL PEN29.9%
Management
Fund manager group
Scottish Equitable
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund objective
The Scottish Equitable lifestyle fund uses a two-stage investment process called lifestyling. It aims to build our pension fund in the early years (the growth stage), and protect the amount of pension you can buy with your fund as your target retirement date approaches (the risk reduction stage).First stage: During the early years of your investment, the fund aims for good long-term growth by investing 70% in the UK Equity fund and 30% in the International fund. The fund is regularly rebalanced to maintain this split. The UK Equity fund invests in a broad range of stocks, most of which are listed on the London Stock Exchange. It can invest in all major industrial sectors and may also invest in smaller companies through our UK Smaller Companies fund and cash from time to time. The International fund invests internationally in equity markets, specifically excluding the UK. Investment is broadly in line with market average asset allocation and is generally through a number of our regional and specialist funds, which hold overseas equities.Risk reduction stage: This starts around seven years from your target retirement year and recognises that your priorities are likely to change as you near retirement. We’ll switch your pension fund systematically and progressively into long gilts, with the aim of protecting your annuity-buying power. We’ll also move some of your investment into our Cash fund in the final year, to cater for your tax-free entitlement. We’ll assume you’ll take the maximum you’re entitled to, so on your retirement date this will account for 25% of your total fund. AEGON reserves the right to amend any of the lifestyle funds without prior notification.
Benchmark
No data available.
Investment style
No data available.
Investment method
No data available.
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
United Kingdom
Scot Eq Lifestyle WPP Pn
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price168.7415
Offer price177.6226
Mid price-
CurrencyGBX
Price updated07/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeCWV6
Data provided by

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