Fact sheet: Scot Eq Caut Lf Style Pn

Fund information
Fund name
Scot Eq Cautious Life Style Pn
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund manager
No data available.
No data available.
Fund objective
The Cautious lifestyle fund uses a two-stage investment process called lifestyling. It aims to perform better than its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During the early years of your investment, the Cautious Lifestyle fund aims to provide long-term capital growth by nvesting wholly in our Distribution fund, which aims to outperform the ABI Mixed Investment 20-60% Shares sector median, net of fees, by investing in mix of UK equities (shares) that offer a dividend yield higher than the average for companies in the FTSE All-Share Index and sterling denominated fixed interest securities (bonds). It may also, on occasion, invest overseas, property and derivatives.
Benchmark
  • ABI Cautious Managed
Investment style
Cautious
Investment method
No data available.
Quick stats
1 Year return
11.9%
1 Year rank in sector
313/490
Sector
PN Mixed Investment 20%-60% Shares
Yield
-
Fund size
£522m (£478m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
54
Bid price
217.971
Offer price
229.4432
Top in this sector
Fund name1 Year
OMW IPL F&C UKEq LnkInflPn38.8%
OMW IPL F&COs EqLnkUKInflPn31.6%
AXA Wealth TEAMS cl Gvn ptfl VPn27.5%
AXA Wealth TEAMS cl Gvn ptfl IVPn25.8%
Aegon Dynamic Lifestyle 2023 (RR)Pn25.5%
...more in PN Mixed Investment 20%-60% Shares

Performance snapshot

Holdings snapshot

  • UK59.3%
    International14.5%
    Europe11.4%
    Money Market7.2%
    North America5.1%
  • No data available.
  • UK Large Cap Companies31%
    UK Corporate Fixed Interest12.6%
    European Fixed Interest10.9%
    Global Fixed Interest9.7%
    UK Mid Cap Companies9.1%

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund0.8%3.2%1.5%11.9%20.1%41.5%
Sector0.6%3%3%13%22%39.4%
Rank within sector228 / 529224 / 522437 / 519313 / 490207 / 407150 / 351
Quartile2nd2nd4th3rd3rd2nd
Calendar performance
 YTD - 20172016201520142013
Fund2.6%8.2%2.8%5.5%10.7%
Sector2.3%11.8%1.3%6%8.3%
Rank within sector212 / 522338 / 45993 / 423182 / 397138 / 380
Quartile2nd3rd1st2nd2nd
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
-1.11
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
1.08
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
0.37
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
6.36
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
2.63
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
-0.24
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.83
Price movement
52 week high220.49
52 week low193.98
Current bid price217.97
Current offer price229.44
Current mid price-
Region
1UK59.25%
2International14.45%
3Europe11.43%
4Money Market7.23%
5North America5.09%
6Asia Pacific ex Japan1.33%
7Global Emerging Markets0.96%
8Not Specified0.18%
9Japan0.09%
Industry sector
No data available.
Asset type
1UK Large Cap Companies30.99%
2UK Corporate Fixed Interest12.57%
3European Fixed Interest10.89%
4Global Fixed Interest9.72%
5UK Mid Cap Companies9.05%
6Money Market7.23%
7North American Fixed Interest4.51%
8UK Gilts4.43%
9International Equities4.33%
Individual holdings
1FTSE 250 INDEX FUTURE SEP 20162.8%
2HSBC HLDGS2.4%
3ROYAL DUTCH SHELL2.2%
4ACA1.9%
5BRITISH AMERICAN TOBACCO1.8%
6ASTRAZENECA PLC1.5%
7BP1.4%
8PRUDENTIAL PLC1.4%
9AVIVA1.2%
Management
Fund manager group
Scottish Equitable
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund objective
The Cautious lifestyle fund uses a two-stage investment process called lifestyling. It aims to perform better than its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During the early years of your investment, the Cautious Lifestyle fund aims to provide long-term capital growth by nvesting wholly in our Distribution fund, which aims to outperform the ABI Mixed Investment 20-60% Shares sector median, net of fees, by investing in mix of UK equities (shares) that offer a dividend yield higher than the average for companies in the FTSE All-Share Index and sterling denominated fixed interest securities (bonds). It may also, on occasion, invest overseas, property and derivatives.
Benchmark
  • ABI Cautious Managed
Investment style
Cautious
Investment method
No data available.
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
United Kingdom
Scot Eq Cautious Life Style Pn
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price217.971
Offer price229.4432
Mid price-
CurrencyGBX
Price updated23/03/2017
Type-
Institutional or retail classRetail
Domicile-
Citi codeSZ06
Scot Eq Cautious Life Style Pn (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price-
Offer price-
Mid price126.7551
CurrencyGBX
Price updated23/03/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi code00JG
Scot Eq Cautious Life Style Pn 2013 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price119.4016
CurrencyGBX
Price updated15/10/2015
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF6E
Scot Eq Cautious Life Style Pn 2014 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price119.4647
CurrencyGBX
Price updated15/10/2015
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF6F
Scot Eq Cautious Life Style Pn 2016 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price136.1266
CurrencyGBX
Price updated17/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF6H
Scot Eq Cautious Life Style Pn 2017 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price139.8132
CurrencyGBX
Price updated23/03/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF6I
Scot Eq Cautious Life Style Pn 2018 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price139.1723
CurrencyGBX
Price updated23/03/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF6J
Scot Eq Cautious Life Style Pn 2019 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price135.1918
CurrencyGBX
Price updated23/03/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF6K
Scot Eq Cautious Life Style Pn 2020 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price130.5005
CurrencyGBX
Price updated23/03/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF6L
Scot Eq Cautious Life Style Pn 2021 (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price-
Offer price-
Mid price123.803
CurrencyGBX
Price updated23/03/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJVQK
Scot Eq Cautious Life Style Pn SC
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price198.1856
Offer price198.1856
Mid price-
CurrencyGBX
Price updated23/03/2017
Type-
Institutional or retail classRetail
Domicile-
Citi codeBW92
Scot Eq Cautious Life Style Pn SH
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price218.1617
Offer price218.1617
Mid price-
CurrencyGBX
Price updated23/03/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeQH12
Data provided by

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