Fact sheet: Scot Eq Bal Lfstyl Pn

Fund information
Fund name
Scot Eq Balanced Lifestyle Pn
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund manager
No data available.
No data available.
Fund objective
The Balanced lifestyle fund uses a two-stage investment process called lifestyling. It aims to perform better than its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During the early years of your investment, the fund aims to provide long-term capital growth by investing wholly in our Mixed fund, which aims to outperform the ABI Mixed Investment 40-85% Shares sector median, net of fees, by investing mainly in a mix of UK and overseas equities. The remainder will be invested in fixed interest securities (bonds) and cash.
Benchmark
  • ABI Mixed Investment 40% - 85% Shares
Investment style
Flexible,Target Maturity
Investment method
None
Quick stats
1 Year return
16.4%
1 Year rank in sector
322/863
Sector
PN Mixed Investment 40%-85% Shares
Yield
-
Fund size
£2,311m (£2,036m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
72
Bid price
2735.214
Offer price
2879.173
Top in this sector
Fund name1 Year
Scot Eq Ext Bal Coll (ex MLC) Pn25.9%
BlackRock LGIM Oseas Consn Idx Pn25.7%
Scot Eq Sequel Adven Jrny Pn24.6%
Scot Eq Sequel Adventurous Pn24.6%
Ret Adv Cirilium Dynamic Pn23.3%
...more in PN Mixed Investment 40%-85% Shares

Performance snapshot

Holdings snapshot

  • UK37%
    North America26.7%
    Europe15.5%
    Asia Pacific ex Japan5.7%
    Money Market5.1%
  • No data available.
  • UK Large Cap Companies21.1%
    North American Equities19.7%
    European Large Cap Equity10.1%
    UK Mid Cap Companies8.9%
    North American Fixed Interest7%

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund-0.3%2.7%2.9%16.4%28.1%53.7%
Sector-0.4%2.5%2.9%14.9%26%51.9%
Rank within sector362 / 903354 / 903443 / 891322 / 863257 / 710327 / 616
Quartile2nd2nd2nd2nd2nd3rd
Calendar performance
 YTD - 20172016201520142013
Fund3.3%13.6%3.8%5.1%14.6%
Sector2.7%14.3%2.2%5.7%13.1%
Rank within sector223 / 892496 / 794145 / 747356 / 690297 / 663
Quartile1st3rd1st3rd2nd
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
-0.05
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
1.05
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
0.71
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
7.55
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
1.66
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
0.2
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.95
Price movement
52 week high2782.59
52 week low2285.77
Current bid price2735.21
Current offer price2879.17
Current mid price-
Region
1UK36.98%
2North America26.74%
3Europe15.53%
4Asia Pacific ex Japan5.7%
5Money Market5.1%
6Japan4.3%
7International4.03%
8Not Specified1.07%
9Global Emerging Markets0.57%
Industry sector
No data available.
Asset type
1UK Large Cap Companies21.14%
2North American Equities19.7%
3European Large Cap Equity10.12%
4UK Mid Cap Companies8.85%
5North American Fixed Interest7.04%
6Asia Pacific ex Japan Equities5.23%
7Money Market5.1%
8European Fixed Interest4.45%
9Japanese Equities3.35%
Individual holdings
1FTSE 100 Fut Sep 20164.1%
2SE FIDELITY MONEYBUILDER DIVIDEND3.2%
3mini MSCI Emg Mkt Sep162.7%
4TOPIX INDEX 08/09/20162.1%
5IMPERIAL TOBACCO GROUP PLC1.5%
6SHIRE PLC1.5%
7HSBC HLDGS1.4%
8ROYAL DUTCH SHELL1.4%
9BRITISH AMERICAN TOBACCO HLDGS1.2%
Management
Fund manager group
Scottish Equitable
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund objective
The Balanced lifestyle fund uses a two-stage investment process called lifestyling. It aims to perform better than its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During the early years of your investment, the fund aims to provide long-term capital growth by investing wholly in our Mixed fund, which aims to outperform the ABI Mixed Investment 40-85% Shares sector median, net of fees, by investing mainly in a mix of UK and overseas equities. The remainder will be invested in fixed interest securities (bonds) and cash.
Benchmark
  • ABI Mixed Investment 40% - 85% Shares
Investment style
Flexible,Target Maturity
Investment method
None
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
United Kingdom
Scot Eq Balanced Lifestyle Pn
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price2735.214
Offer price2879.173
Mid price-
CurrencyGBX
Price updated24/04/2017
Type-
Institutional or retail classRetail
Domicile-
Citi codeSZ01
Scot Eq Balanced Lifestyle Pn (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price-
Offer price-
Mid price135.1235
CurrencyGBX
Price updated24/04/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi code00JA
Scot Eq Balanced Lifestyle Pn 2013 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price119.435
CurrencyGBX
Price updated15/10/2015
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF5W
Scot Eq Balanced Lifestyle Pn 2014 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price119.5081
CurrencyGBX
Price updated15/10/2015
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF5X
Scot Eq Balanced Lifestyle Pn 2016 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price136.6075
CurrencyGBX
Price updated17/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF5Z
Scot Eq Balanced Lifestyle Pn 2017 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price140.9658
CurrencyGBX
Price updated24/04/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF6A
Scot Eq Balanced Lifestyle Pn 2018 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price141.9226
CurrencyGBX
Price updated24/04/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF6B
Scot Eq Balanced Lifestyle Pn 2019 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price140.3814
CurrencyGBX
Price updated24/04/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF6C
Scot Eq Balanced Lifestyle Pn 2020 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price137
CurrencyGBX
Price updated24/04/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJF6D
Scot Eq Balanced Lifestyle Pn 2021 (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price-
Offer price-
Mid price130.4164
CurrencyGBX
Price updated24/04/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJVQJ
Scot Eq Balanced Lifestyle Pn 2022 (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price122.8453
Offer price122.8453
Mid price-
CurrencyGBX
Price updated24/04/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeKZ3J
Scot Eq Balanced Lifestyle Pn 2023 (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price118.7375
Offer price118.7375
Mid price-
CurrencyGBX
Price updated24/04/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeMV4C
Scot Eq Balanced Lifestyle Pn 2024 (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price103.6142
Offer price103.6142
Mid price-
CurrencyGBX
Price updated24/04/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeNNWD
Scot Eq Balanced Lifestyle Pn SC
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price196.8077
Offer price196.8077
Mid price-
CurrencyGBX
Price updated24/04/2017
Type-
Institutional or retail classRetail
Domicile-
Citi codeS804
Scot Eq Balanced Lifestyle Pn SH
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price217.318
Offer price217.318
Mid price-
CurrencyGBX
Price updated24/04/2017
Type-
Institutional or retail classRetail
Domicile-
Citi codeSZ03
Data provided by

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