Fact sheet: Scot Eq BRockAq ConsensLS Pn

Fund information
Fund name
Scot Eq BlackRock Aquila Consensus LifeStyle Pn
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund manager
No data available.
Underlying fund
BlackRock AqCo Consensus Pn
Fund objective
The Scottish Equitable BlackRock Aquila Consensus Lifestyle fund uses a two-stage investment process called lifestyling. It aims to perform in line with its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During the early years of your investment, the fund aims to provide returns greater than inflation by investing wholly in the Scottish Equitable BlackRock Aquila Consensus fund. This fund invests mainly in UK and overseas equities (shares) but also in gilts, index-linked gilts, UK and overseas corporate bonds and cash. In doing this, the fund aims to match the performance of the CAPS Pooled Fund Survey Balanced Fund Index (ex Property and Emerging Markets). Lifestyle stage: The lifestyle stage starts six years before the start of your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you’ll buy an annuity, to provide yourself with an income for life (or a specified number of years), when you retire. We’ll progressively start switching your investment into the Scottish Equitable BlackRock Aquila Over 15 years UK Gilt Index fund, with the aim of giving you more certainty about the level of annuity you’ll be able to buy when you retire. We’ll also move some of your pension pot into our Cash fund in the final two years of your investment to cater for your tax-free cash entitlement. You can choose how much of your cash entitlement you want to take, but our process assumes you’ll take the maximum which, based on current legislation, is 25% of your pension pot.
Benchmark
  • CAPS Pooled Fund Survey Balanced Fund Index
Investment style
No data available.
Investment method
No data available.
Quick stats
1 Year return
11.8%
1 Year rank in sector
146/510
Sector
PN Specialist
Yield
-
Fund size
£468m (£372m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
73
Bid price
203.1509
Offer price
213.8431
Top in this sector
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Performance snapshot

Holdings snapshot

  • UK38.7%
    USA14.8%
    Europe14.2%
    International13.6%
    Money Market6.5%
  • No data available.
  • UK Large Cap Companies21.8%
    North American Equities16.9%
    European Large Cap Equity12.9%
    Others7.2%
    North American Fixed Interest6%

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund-3.3%0.3%10.1%11.8%22.2%53.8%
Sector-2%-0.6%6.3%7.4%19.4%41.4%
Rank within sector453 / 546183 / 544142 / 531146 / 510152 / 386110 / 314
Quartile4th2nd2nd2nd2nd2nd
Calendar performance
 YTD - 20162015201420132012
Fund12.4%2.7%4.7%15.3%9.7%
Sector8.3%2%7.2%11%7.7%
Rank within sector155 / 514137 / 450243 / 38899 / 357134 / 318
Quartile2nd2nd3rd2nd2nd
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
-1.99
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
1.48
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
0.4
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
9.12
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
3.63
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
0.21
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.94
Price movement
52 week high213.43
52 week low166.42
Current bid price203.15
Current offer price213.84
Current mid price-
Region
1UK38.7%
2USA14.8%
3Europe14.2%
4International13.6%
5Money Market6.5%
6Japan4.6%
7Pacific Rim3.1%
8Not Specified2.1%
9Global Emerging Markets1.6%
Industry sector
No data available.
Asset type
1UK Large Cap Companies21.81%
2North American Equities16.85%
3European Large Cap Equity12.92%
4Others7.24%
5North American Fixed Interest6%
6UK Mid Cap Companies5.12%
7UK Gilts4.92%
8Japanese Equities4.66%
9European Fixed Interest4.51%
Individual holdings
1AQUILA LIFE UK EQUITY INDEX FUND31.1%
2AQUILA LIFE US EQUITY INDEX FUND14.8%
3AQUILA LIFE EUROPEAN EQUITY INDEX FUND14.2%
4AQUILA LIFE OVERSEAS BOND INDEX FUND13.1%
5AQUILA LIFE ALL STOCKS UK GILT INDEX FUND7.7%
6AQUILA LIFE CASH FUND6.5%
7AQUILA LIFE JAPANESE EQUITY INDEX FUND 4.6%
8AQUILA LIFE PACIFIC RIM EQUITY INDEX FUND3.1%
9AQUILA LIFE CORPORATE BOND INDEX FUND ALL STOCKS2.1%
Management
Fund manager group
Scottish Equitable
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund objective
The Scottish Equitable BlackRock Aquila Consensus Lifestyle fund uses a two-stage investment process called lifestyling. It aims to perform in line with its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During the early years of your investment, the fund aims to provide returns greater than inflation by investing wholly in the Scottish Equitable BlackRock Aquila Consensus fund. This fund invests mainly in UK and overseas equities (shares) but also in gilts, index-linked gilts, UK and overseas corporate bonds and cash. In doing this, the fund aims to match the performance of the CAPS Pooled Fund Survey Balanced Fund Index (ex Property and Emerging Markets). Lifestyle stage: The lifestyle stage starts six years before the start of your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you’ll buy an annuity, to provide yourself with an income for life (or a specified number of years), when you retire. We’ll progressively start switching your investment into the Scottish Equitable BlackRock Aquila Over 15 years UK Gilt Index fund, with the aim of giving you more certainty about the level of annuity you’ll be able to buy when you retire. We’ll also move some of your pension pot into our Cash fund in the final two years of your investment to cater for your tax-free cash entitlement. You can choose how much of your cash entitlement you want to take, but our process assumes you’ll take the maximum which, based on current legislation, is 25% of your pension pot.
Benchmark
  • CAPS Pooled Fund Survey Balanced Fund Index
Investment style
No data available.
Investment method
No data available.
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
United Kingdom
Scot Eq BlackRock Aquila Consensus LifeStyle Pn
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price203.1509
Offer price213.8431
Mid price-
CurrencyGBX
Price updated02/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeI847
Scot Eq BlackRock Aquila Consensus LifeStyle Pn (ARC)
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price-
CurrencyGBX
Price updated01/01/1900
Type-
Institutional or retail classRetail
Domicile-
Citi code00KI
Scot Eq BlackRock Aquila Consensus LifeStyle Pn SC
Initial charge-
Annual charge0.6%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.6%
Bid price213.1701
Offer price213.1701
Mid price-
CurrencyGBX
Price updated02/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeI849
Data provided by

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