Fact sheet: Scot Eq AgnMI Wkplc Svng H

Fund information
Fund name
Scot Eq Aegon MI Workplace Savings (H)
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund manager
No data available.
No data available.
Fund objective
This fund uses a two-stage investment process called lifestyling. It aims to grow your investment while keeping risk at a level you’re comfortable with in the early years (the growth stage). Then, as you approach retirement, it aims to give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During this stage of your investment this fund is wholly invested in Aegon's MI Savings (H) fund, which aims for long-term growth, and we believe it could provide returns greater than inflation over the longer term. It invests in a diversified portfolio so that you’re not relying on the success of just one type of investment. This mix of investments, known as assets, aims to suit someone with a higher (H) or above-average tolerance for risk who’s prepared to see movements both up and down in their fund value in the hope of achieving greater long-term growth. When markets become more volatile, the fund replaces some of its investments with lower-risk assets like cash, which we believe can help to limit the impact of extreme market falls. Lifestyle stage: The lifestyle stage starts five years before the start of your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you’ll buy an annuity, to provide yourself with an income for life (or a specified number of years), when you retire. We’ll progressively start switching your investment into our Long Gilt fund, with the aim of giving you more certainty about the level of annuity you’ll be able to buy when you retire. We’ll also move some of your pension pot into our Cash fund in the final year of your investment to cater for your tax-free cash entitlement. You can choose how much of your cash entitlement you want to take, but our process assumes you’ll take the maximum which, based on current legislation, is 25% of your pension pot. This fund may have holdings that are denominated in different currencies. As a result, the value of this investment may rise or fall in line with changes in exchange rates.
Benchmark
  • No Specified Index
Investment style
No data available.
Investment method
No data available.
Quick stats
1 Year return
25.2%
1 Year rank in sector
280/869
Sector
PN Mixed Investment 40%-85% Shares
Yield
-
Fund size
£5m (£3m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
77
Bid price
128.6416
Offer price
135.4122
Top in this sector
Fund name1 Year
BlackRock LGIM Oseas Consn Idx Pn40.5%
Scot Eq Ext Bal Coll (ex MLC) Pn39.4%
Scot Eq Sequel Adventurous Pn38.8%
Scot Eq Sequel Adven Jrny Pn38.8%
FL My Ftr Advantage Gth Pn37.7%
...more in PN Mixed Investment 40%-85% Shares

Performance snapshot

Holdings snapshot

  • North America36.1%
    UK27.8%
    Europe12.2%
    Asia Pacific ex Japan11.3%
    Japan5.1%
  • No data available.
  • North American Equities33%
    UK Large Cap Companies14.6%
    Asia Pacific ex Japan Equities10.1%
    European Large Cap Equity7.7%
    UK Mid Cap Companies6.8%

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund1.5%7%5.3%25.2%32.4%-
Sector0.3%5.5%4%22%26.6%48.7%
Rank within sector63 / 92295 / 911353 / 910280 / 869127 / 705-
Quartile1st1st2nd2nd1st
Calendar performance
 YTD - 20172016201520142013
Fund3.3%16.5%0.5%8.4%-
Sector2.1%14.3%2.2%5.7%13.1%
Rank within sector87 / 911320 / 800619 / 75354 / 694-
Quartile1st2nd4th1st
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
0.97
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
1.11
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
0.79
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
8.09
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
2.09
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
0.84
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.94
Price movement
52 week high128.64
52 week low103.38
Current bid price128.64
Current offer price135.41
Current mid price-
Region
1North America36.07%
2UK27.79%
3Europe12.24%
4Asia Pacific ex Japan11.34%
5Japan5.08%
6Global Emerging Markets3.24%
7International2.97%
8Money Market1.07%
9Not Specified0.19%
Industry sector
No data available.
Asset type
1North American Equities32.96%
2UK Large Cap Companies14.59%
3Asia Pacific ex Japan Equities10.06%
4European Large Cap Equity7.71%
5UK Mid Cap Companies6.83%
6Japanese Equities4.51%
7North American Fixed Interest3.11%
8Global Emerging Market Equities3.03%
9European Fixed Interest2.58%
Individual holdings
1BLACKROCK NORTH AMERICAN EQUITY TRACKER X26.6%
2BLACKROCK UK EQUITY TRACKER X ACC21.3%
3BLACKROCK EMERGING MARKETS EQUITY TRACKER11.8%
4BLACKROCK GLOBAL PROPERTY SECURITIES EQUITY TRACKER X ACC9.9%
5BLACKROCK CONTINENTAL EUROPEAN EQUITY TRACKER X ACC7.2%
6BLACKROCK MID CAP UK EQUITY TRACKER X ACC5.4%
7BLACKROCK CORPORATE BOND TRACKER A4.3%
8BLACKROCK JAPAN EQUITY TRACKER X ACC3.6%
9BLACKROCK OVERSEAS CORP BD TKR H ACC2.8%
Management
Fund manager group
Scottish Equitable
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund objective
This fund uses a two-stage investment process called lifestyling. It aims to grow your investment while keeping risk at a level you’re comfortable with in the early years (the growth stage). Then, as you approach retirement, it aims to give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During this stage of your investment this fund is wholly invested in Aegon's MI Savings (H) fund, which aims for long-term growth, and we believe it could provide returns greater than inflation over the longer term. It invests in a diversified portfolio so that you’re not relying on the success of just one type of investment. This mix of investments, known as assets, aims to suit someone with a higher (H) or above-average tolerance for risk who’s prepared to see movements both up and down in their fund value in the hope of achieving greater long-term growth. When markets become more volatile, the fund replaces some of its investments with lower-risk assets like cash, which we believe can help to limit the impact of extreme market falls. Lifestyle stage: The lifestyle stage starts five years before the start of your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you’ll buy an annuity, to provide yourself with an income for life (or a specified number of years), when you retire. We’ll progressively start switching your investment into our Long Gilt fund, with the aim of giving you more certainty about the level of annuity you’ll be able to buy when you retire. We’ll also move some of your pension pot into our Cash fund in the final year of your investment to cater for your tax-free cash entitlement. You can choose how much of your cash entitlement you want to take, but our process assumes you’ll take the maximum which, based on current legislation, is 25% of your pension pot. This fund may have holdings that are denominated in different currencies. As a result, the value of this investment may rise or fall in line with changes in exchange rates.
Benchmark
  • No Specified Index
Investment style
No data available.
Investment method
No data available.
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
United Kingdom
Scot Eq Aegon MI Workplace Savings (H)
Initial charge-
Annual charge1.1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1.1%
Bid price128.6416
Offer price135.4122
Mid price-
CurrencyGBX
Price updated16/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJ7IH
Scot Eq Aegon MI Workplace Savings (H) (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price-
Offer price-
Mid price140.1558
CurrencyGBX
Price updated16/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeICZR
Scot Eq Aegon MI Workplace Savings (H) 2013 (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price-
Offer price-
Mid price114.9274
CurrencyGBX
Price updated14/10/2015
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeICZS
Scot Eq Aegon MI Workplace Savings (H) 2014 (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.05%
Bid price-
Offer price-
Mid price115.1753
CurrencyGBX
Price updated14/10/2015
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeICZT
Scot Eq Aegon MI Workplace Savings (H) 2016 (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price-
Offer price-
Mid price133.9965
CurrencyGBX
Price updated16/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeICZV
Scot Eq Aegon MI Workplace Savings (H) 2017 (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price-
Offer price-
Mid price136.0841
CurrencyGBX
Price updated16/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeICZW
Scot Eq Aegon MI Workplace Savings (H) 2018 (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price-
Offer price-
Mid price137.9602
CurrencyGBX
Price updated16/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeICZX
Scot Eq Aegon MI Workplace Savings (H) 2019 (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price-
Offer price-
Mid price136.3791
CurrencyGBX
Price updated16/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeICZY
Scot Eq Aegon MI Workplace Savings (H) 2020 (ARC)
Initial charge-
Annual charge0.2%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.2%
Bid price-
Offer price-
Mid price135.6242
CurrencyGBX
Price updated16/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeICZZ
Data provided by

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