Fact sheet: Scot Eq Agn 7525 Eq&BIdLS Pn

Fund information
Fund name
Scot Eq BlackRock Aquila 75/25 Equity & Bond Index Lifestyle Pn
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund manager
No data available.
Underlying fund
Scot Eq BR Aq 7525 Eq&BdId Pn
Fund objective
This fund uses a two-stage investment process called lifestyling. It aims to perform in line with its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During the early years of your investment, the fund aims to achieve returns consistent with the markets it invests in by investing wholly in our Scottish Equitable BlackRock Aquila 75/25 Equity and Bond Index fund. This fund in turn invests in a number of underlying BlackRock Aquila tracker funds, with approximately 75% invested in UK and overseas equities (shares) and the rest in fixed interest securities (bonds). Lifestyle stage: The lifestyle stage starts six years before the start of your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you’ll buy an annuity, to provide yourself with an income for life (or a specified number of years), when you retire. we’ll progressively start switching your investment into the Scottish Equitable BlackRock Aquila Over 15 years UK Gilt Index fund, with the aim of giving you more certainty about the level of annuity you’ll be able to buy when you retire. We’ll also move some of your pension pot into our Cash fund in the final two year of your investment to cater for your tax-free cash entitlement. You can choose how much of your cash entitlement you want to take, but our process assumes you’ll take the maximum which, based on current legislation, is 25% of your pension pot.
Benchmark
  • Composite
Investment style
No data available.
Investment method
No data available.
Quick stats
1 Year return
14.6%
1 Year rank in sector
121/795
Sector
PN Mixed Investment 40%-85% Shares
Yield
-
Fund size
£236m (£222m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
72
Bid price
169.9454
Offer price
178.8899
Top in this sector
Fund name1 Year
BlackRock LGIM Oseas Consn Idx Pn23.5%
Scot Eq Sequel Adventurous Pn21.4%
Scot Eq Sequel Adven Jrny Pn21.4%
Scot Eq Ext Bal Coll (ex MLC) Pn20.5%
Scot Eq Caerus Pfl DRP 4 Pn20.3%
...more in PN Mixed Investment 40%-85% Shares

Performance snapshot

Holdings snapshot

  • UK76.1%
    North America7.5%
    Europe6.3%
    International3.9%
    Asia Pacific ex Japan3.8%
  • No data available.
  • UK Large Cap Companies38.9%
    UK Gilts14.8%
    UK Index-Linked9.9%
    UK Mid Cap Companies9.1%
    North American Equities8.9%

Fund also available on these pension platforms:

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund-0.2%-1.8%10.5%14.6%27.2%55.3%
Sector-0.1%-0.6%8.2%11%21.8%47.9%
Rank within sector544 / 913755 / 912195 / 894121 / 79588 / 692158 / 595
Quartile3rd4th1st1st1st2nd
Calendar performance
 YTD - 20162015201420132012
Fund14.5%1.4%7.5%13.1%9.2%
Sector10.7%2.2%5.7%13.1%9.9%
Rank within sector102 / 800494 / 75391 / 692390 / 661431 / 596
Quartile1st3rd1st3rd3rd
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
-0.11
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
1.22
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
0.47
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
8.95
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
2.82
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
0.41
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.93
Price movement
52 week high177.61
52 week low138.54
Current bid price169.95
Current offer price178.89
Current mid price-
Region
1UK76.1%
2North America7.5%
3Europe6.3%
4International3.9%
5Asia Pacific ex Japan3.8%
6Money Market2%
7Global Emerging Markets0.2%
8Not Specified0.2%
Industry sector
No data available.
Asset type
1UK Large Cap Companies38.91%
2UK Gilts14.77%
3UK Index-Linked9.94%
4UK Mid Cap Companies9.13%
5North American Equities8.85%
6European Large Cap Equity5.65%
7Asia Pacific ex Japan Equities3.69%
8Japanese Equities3.28%
9UK Small Cap Companies2.59%
Individual holdings
1SE/BAQ UK EQ IDX PEN55.6%
2SE/BAQ OVER 15YRS UK GILT IDX PEN14.8%
3SE/BAQ OVER 5YRS UK IDX LKD GILT PEN9.9%
4SE/BAQ US EQ IDX PEN6.7%
5SE/BAQ EUROPEAN EQ PEN6%
6SE/BAQ PACIFIC RIM EQ IDX PEN3.7%
7SE/BAQ JAPAN EQ IDX PEN3.3%
Management
Fund manager group
Scottish Equitable
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund objective
This fund uses a two-stage investment process called lifestyling. It aims to perform in line with its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During the early years of your investment, the fund aims to achieve returns consistent with the markets it invests in by investing wholly in our Scottish Equitable BlackRock Aquila 75/25 Equity and Bond Index fund. This fund in turn invests in a number of underlying BlackRock Aquila tracker funds, with approximately 75% invested in UK and overseas equities (shares) and the rest in fixed interest securities (bonds). Lifestyle stage: The lifestyle stage starts six years before the start of your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you’ll buy an annuity, to provide yourself with an income for life (or a specified number of years), when you retire. we’ll progressively start switching your investment into the Scottish Equitable BlackRock Aquila Over 15 years UK Gilt Index fund, with the aim of giving you more certainty about the level of annuity you’ll be able to buy when you retire. We’ll also move some of your pension pot into our Cash fund in the final two year of your investment to cater for your tax-free cash entitlement. You can choose how much of your cash entitlement you want to take, but our process assumes you’ll take the maximum which, based on current legislation, is 25% of your pension pot.
Benchmark
  • Composite
Investment style
No data available.
Investment method
No data available.
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
United Kingdom
Scot Eq BlackRock Aquila 75/25 Equity & Bond Index Lifestyle Pn
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price169.9454
Offer price178.8899
Mid price-
CurrencyGBX
Price updated07/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeHOD9
Scot Eq BlackRock Aquila 75/25 Equity & Bond Index Lifestyle Pn SH
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price178.9723
Offer price178.9723
Mid price-
CurrencyGBX
Price updated07/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeK9K3
Data provided by

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You should be aware that prices may fall as well as rise and that the income derived can go down as well as up. When buying or selling any investment that fluctuates in price or value you may get back less than you invested. Past performance is not necessarily a guide to future performance.