Fact sheet: Scot Eq Agn 5050 B&EqIdLS Pn

Fund information
Fund name
Scot Eq BlackRock Aquila 50/50 Bond & Equity Index LifeStyle Pn
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund manager
No data available.
No data available.
Fund objective
The Scottish Equitable BlackRock Aquila 50/50 Bond and Equity Index Lifestyle fund uses a two-stage investment process called lifestyling. It aims to perform in line with its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During the early years of your investment, the fund aims to provide returns consistent with the markets it invests in by investing wholly in the Scottish Equitable BlackRock Aquila 50/50 Bond and Equity Index fund. That fund in turn invests approximately 50% in UK and overseas equities (shares) and 50% in gilts and sterling investment grade corporate bonds, both of which have maturity periods of 15 years or longer. Lifestyle stage: The lifestyle stage starts six years before the start your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you'll buy an annuity, to provide yourself with an income for life (or a specified number of years), when you retire. We'll progressively start switching your investment into the Scottish Equitable BlackRock Aquila Over 15 years UK Gilt Index fund, with the aim of giving you more certainty about the level of annuity you'll be able to buy when you retire. We'll also move some of your pension pot into our Cash fund in the final two years of your investment to cater for your tax-free cash entitlement. You can choose how much of your cash entitlement you want to take, but our process assumes you'll take the maximum which, based on current legislation, is 25% of your pension pot.
Benchmark
  • Composite
Investment style
No data available.
Investment method
No data available.
Quick stats
1 Year return
19.9%
1 Year rank in sector
188/530
Sector
PN Specialist
Yield
-
Fund size
£196m (£165m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
66
Bid price
205.5641
Offer price
216.3833
Top in this sector
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SIP Fidelity Gbl Technology Pn49.9%
...more in PN Specialist

Performance snapshot

Holdings snapshot

  • UK55.2%
    Europe15.9%
    North America13%
    International5.8%
    Asia Pacific ex Japan4.6%
  • No data available.
  • UK Gilts25.4%
    UK Large Cap Companies17%
    North American Equities9.5%
    European Fixed Interest7.6%
    European Large Cap Equity7.4%

Fund also available on these pension platforms:

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund0.9%3.4%1.5%19.9%37.8%60.6%
Sector0.2%2.6%4%14%24.5%41.7%
Rank within sector137 / 559181 / 555359 / 550188 / 530101 / 39890 / 334
Quartile1st2nd3rd2nd2nd2nd
Calendar performance
 YTD - 20172016201520142013
Fund2.8%20%0.9%12.4%7.3%
Sector2.5%11.6%2%7.2%11%
Rank within sector205 / 555119 / 519263 / 45555 / 393181 / 365
Quartile2nd1st3rd1st2nd
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
1.21
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
1.32
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
0.78
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
9.33
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
5.28
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
0.63
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.71
Price movement
52 week high205.79
52 week low171.24
Current bid price205.56
Current offer price216.38
Current mid price-
Region
1UK55.23%
2Europe15.91%
3North America12.99%
4International5.77%
5Asia Pacific ex Japan4.64%
6Japan4.35%
7Global Emerging Markets1.07%
8Not Specified0.08%
9Money Market-0.05%
Industry sector
No data available.
Asset type
1UK Gilts25.4%
2UK Large Cap Companies16.98%
3North American Equities9.47%
4European Fixed Interest7.59%
5European Large Cap Equity7.39%
6UK Corporate Fixed Interest7.37%
7Global Fixed Interest4.88%
8Asia Pacific ex Japan Equities4.34%
9UK Mid Cap Companies4.34%
Individual holdings
1UK GOVERNMENT BOND 4.25%7.1%
2UK GOVT 4.5%3.6%
3UNITED KINGDOM (GOVERNMENT OF) 4%1.7%
4UK GOVERNMENT BOND 4.75%1.6%
5UNITED KINGDOM (GOVERNMENT OF) 3.5%1.6%
6UNITED KINGDOM (GOVERNMENT OF) 3.75%1.5%
Management
Fund manager group
Scottish Equitable
Fund manager company
Aegon/Scottish Equitable plc
Fund type
Pension Fund
Fund objective
The Scottish Equitable BlackRock Aquila 50/50 Bond and Equity Index Lifestyle fund uses a two-stage investment process called lifestyling. It aims to perform in line with its benchmark in the early years (the growth stage), and give you more certainty about the amount of pension you can buy via an annuity when you retire (the lifestyle stage). Growth stage: During the early years of your investment, the fund aims to provide returns consistent with the markets it invests in by investing wholly in the Scottish Equitable BlackRock Aquila 50/50 Bond and Equity Index fund. That fund in turn invests approximately 50% in UK and overseas equities (shares) and 50% in gilts and sterling investment grade corporate bonds, both of which have maturity periods of 15 years or longer. Lifestyle stage: The lifestyle stage starts six years before the start your target retirement year and recognises that your priorities may change as retirement approaches. It assumes you'll buy an annuity, to provide yourself with an income for life (or a specified number of years), when you retire. We'll progressively start switching your investment into the Scottish Equitable BlackRock Aquila Over 15 years UK Gilt Index fund, with the aim of giving you more certainty about the level of annuity you'll be able to buy when you retire. We'll also move some of your pension pot into our Cash fund in the final two years of your investment to cater for your tax-free cash entitlement. You can choose how much of your cash entitlement you want to take, but our process assumes you'll take the maximum which, based on current legislation, is 25% of your pension pot.
Benchmark
  • Composite
Investment style
No data available.
Investment method
No data available.
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
United Kingdom
Scot Eq BlackRock Aquila 50/50 Bond & Equity Index LifeStyle Pn
Initial charge-
Annual charge1%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)1%
Bid price205.5641
Offer price216.3833
Mid price-
CurrencyGBX
Price updated29/03/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeI821
Scot Eq BlackRock Aquila 50/50 Bond & Equity Index LifeStyle Pn SC
Initial charge-
Annual charge0.6%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)0.6%
Bid price225.8801
Offer price225.8801
Mid price-
CurrencyGBX
Price updated29/03/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeI822
Data provided by

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You should be aware that prices may fall as well as rise and that the income derived can go down as well as up. When buying or selling any investment that fluctuates in price or value you may get back less than you invested. Past performance is not necessarily a guide to future performance.