Fact sheet: Royal Bank of Scot Income

Fund information
Fund name
Royal Bank of Scot Income
Fund manager company
Royal Bk of Scotland Coll Inv
Fund type
OEIC
Fund managers
  • Gavin Counsellsince 31/05/2013
Fund objective
To achieve a regular and growing level of income and capital growth over the long term.
Benchmark
  • IA Mixed 20-60% shares
Investment style
Balanced
Investment method
None
Quick stats
1 Year return
5.8%
1 Year rank in sector
129/204
Sector
UT Mixed Investment 20%-60% Shares
Yield
2.3%
Ongoing charge (OCF)
?A fund’s ongoing charges figure (OCF) is similar to the old-style total expense ratio. It reflects the annual charge to investors in the fund, in percentage terms, but does not include extra performance-related fees (where these are levied) or the fund’s trading expenses on its underlying investments.
1.98%
Fund size
£14m (£14m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
49
Mid price
124.7
Top in this sector
Fund name1 Year
AXA Global Distribution19.2%
S&W The Magpie18.8%
SVS TPI Balanced 216.1%
Investec Caut Mgd15.6%
Omnis Multi-Asset Income15.3%
...more in UT Mixed Investment 20%-60% Shares

Performance snapshot

Holdings snapshot

  • UK39.4%
    Europe22.2%
    North America14.3%
    Others9.8%
    Money Market3.7%
  • Fixed Interest37.6%
    Financials12%
    Others10%
    Industrials7.8%
    Consumer Services7.4%
  • International Equities31.9%
    UK Equities17.2%
    Global Fixed Interest15.5%
    UK Corporate Fixed Interest14.2%
    Property8.5%

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund-0.9%-2.1%4.2%5.8%14.8%39.2%
Sector-0.7%-1%5.5%7.1%15.5%34.5%
Rank within sector115 / 214166 / 213147 / 211129 / 204118 / 17368 / 144
Quartile3rd4th3rd3rd3rd2nd
Calendar performance
 YTD - 20162015201420132012
Fund5.5%1.6%5.5%10.6%10.9%
Sector7.4%1.2%5%9%8%
Rank within sector152 / 20495 / 19083 / 17574 / 16148 / 145
Quartile3rd2nd2nd2nd2nd
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
-0.47
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
1.07
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
0.2
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
5.84
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
1.64
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
-0.09
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.92
Price movement
52 week high130.5
52 week low112.5
Current bid price-
Current offer price-
Current mid price124.7
Region
1UK39.4%
2Europe22.2%
3North America14.3%
4Others9.8%
5Money Market3.7%
6Japan2.9%
7Emerging Asia2.8%
8Australasia2%
9Asia1.9%
Industry sector
1Fixed Interest37.6%
2Financials12%
3Others10%
4Industrials7.8%
5Consumer Services7.4%
6Consumer Goods7%
7Health Care4.1%
8Technology3.8%
9Cash & Cash Equivalents3.7%
Asset type
1International Equities31.9%
2UK Equities17.2%
3Global Fixed Interest15.5%
4UK Corporate Fixed Interest14.2%
5Property8.5%
6UK Gilts8%
7Cash & Cash Equivalents3.7%
8Others1%
Individual holdings
1AVIVA INVESTORS PROPERTY TRUST (SUSPENDED ON 4/7/16) CLASS 17.3%
2TREASURY 1.5% GILT 22/07/26 GBP0.011.9%
3GLAXOSMITHKLINE0.9%
4RELX NV0.8%
5BP0.7%
6HSBC HLDGS0.7%
7NOVARTIS AG0.7%
8TREASURY 3.5% GILT 22/01/45 GBP0.7%
9LLOYDS BANKING GROUP PLC0.6%
Management
Fund manager group
Royal Bank of Scotland
Fund manager company
Royal Bk of Scotland Coll Inv
Fund type
OEIC
Fund objective
To achieve a regular and growing level of income and capital growth over the long term.
Benchmark
  • IA Mixed 20-60% shares
Investment style
Balanced
Investment method
None
Fund managers
NameSinceBiography
Gavin Counsell31/05/2013Gavin is responsible for managing a range of multi-asset funds. Joined the investment industry in 2000, and joined Aviva Investors in 2012. Prior to joining Aviva Investors, Gavin was a Senior Investment Consultant at Towers Watson within the Strategy team. Within this role Gavin provided strategic investment advice to pension scheme trustees; schemes with assets ranging from several hundred million to multi-billion. This included providing portfolio construction analysis and asset allocation advice, to achieve both target returns and diverse risk exposures. Before joining Towers Watson, he worked as a Pensions and Investment Consultant for Aon Consulting, between 2000 and 2007, focusing on asset liability modelling studies, asset allocation, portfolio structuring and performance analytics. Gavin is a qualified Fellow of the Institute and Faculty of Actuaries. He also holds a Master of Mathematics degree from the University of Warwick.
Compliance
IA Recognised, Non UCITS Retail Scheme
Domicile
No data available.
Fund for sale in
United Kingdom
Royal Bank of Scot Income
Initial charge5%
Annual charge1.2%
Min single investment£1,000
Min regular saving£250
Available in ISAYes
Ongoing charge (OCF)1.98%
Total expense ratio (TER)2%
Bid price-
Offer price-
Mid price124.7
CurrencyGBX
Price updated06/12/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeC1T1
Data provided by

The Content is only for your general information and use and is not intended to address your particular requirements. The Content does not constitute any form of advice, recommendation or arrangement by Moneywise and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision.

This information is sourced from our partner Financial Express. We believe the data to be correct however you should take care in using any information.

You should be aware that prices may fall as well as rise and that the income derived can go down as well as up. When buying or selling any investment that fluctuates in price or value you may get back less than you invested. Past performance is not necessarily a guide to future performance.