Fact sheet: LV= HC Strlng Hse Def Pn

Fund information
Fund name
LV= HC Stirling House Defensive Pn S2
Fund manager company
Fund type
Pension Fund
Fund manager
  • Sarasin & Partnerssince 14/01/2013
Underlying fund
HC Stirling House Dfnsv
Fund objective
To preserve capital and achieve an income return, over the medium term, that is in excess of short term money market interest rates.
  • LIBOR GBP 3 month
Investment style
No data available.
Investment method
No data available.
Quick stats
1 Year return
1 Year rank in sector
PN Specialist
Fund size
£1m (£1m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
Bid price
Offer price
Top in this sector
Fund name1 Year
Scot Eq Technology Pn60.1%
SIP Fidelity Gbl Technology Pn56.4%
FL AXA Framlington Gbl Tech AP54.7%
Zurich AXAFramGblTechPn53.7%
FL AXA Fram Gbl Tech EP53.1%
...more in PN Specialist

Performance snapshot

Holdings snapshot

  • North America39.7%
    Europe ex UK21.6%
    Pacific ex-Japan8.6%
  • No data available.
  • Global Corporate Fixed Interest41.3%
    Global Government Fixed Interest25.3%
    North American Equities9.2%
    Money Market7%
    UK Equities5.5%

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Rank within sector289 / 554127 / 554290 / 549337 / 531287 / 395-
Calendar performance
 YTD - 20172016201520142013
Rank within sector299 / 550293 / 514386 / 449178 / 387-
Risk statistics
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
Price movement
52 week high110.6
52 week low101
Current bid price110.2
Current offer price116.1
Current mid price-
1North America39.7%
3Europe ex UK21.6%
4Pacific ex-Japan8.6%
6Global Emerging Markets1.4%
Industry sector
No data available.
Asset type
1Global Corporate Fixed Interest41.3%
2Global Government Fixed Interest25.3%
3North American Equities9.17%
4Money Market7%
5UK Equities5.45%
6Europe ex UK Equities4.99%
7Alternative Assets3.3%
8Asia Pacific ex Japan Equities1.99%
9Japanese Equities1.18%
Individual holdings
No data available.
Fund manager group
Fund manager company
Fund type
Pension Fund
Fund objective
To preserve capital and achieve an income return, over the medium term, that is in excess of short term money market interest rates.
  • LIBOR GBP 3 month
Investment style
No data available.
Investment method
No data available.
Fund manager
Sarasin & Partners14/01/2013Sarasin & Partners are a specialist investment management firm based in London. They have been managing global asset allocation portfolios for over 20 years. Their pioneering thematic approach to stock selection has enabled them to produce good results for investors over this period. The management team owns 40% of the business.
No data available.
No data available.
Fund for sale in
United Kingdom
LV= HC Stirling House Defensive Pn S2
Initial charge-
Annual charge0.7%
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)3.29%
Bid price110.2
Offer price116.1
Mid price-
Price updated19/05/2017
Institutional or retail classRetail
Citi codeKGIJ
Data provided by

The Content is only for your general information and use and is not intended to address your particular requirements. The Content does not constitute any form of advice, recommendation or arrangement by Moneywise and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision.

This information is sourced from our partner Financial Express. We believe the data to be correct however you should take care in using any information.

You should be aware that prices may fall as well as rise and that the income derived can go down as well as up. When buying or selling any investment that fluctuates in price or value you may get back less than you invested. Past performance is not necessarily a guide to future performance.