Fact sheet:

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Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund------
Sector------
Rank within sector------
Quartile
Calendar performance
 YTD - 20172016201520142013
Fund-----
Sector-----
Rank within sector-----
Quartile
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
-
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
-
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
-
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
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Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
-
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
-
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
-
Price movement
52 week high-
52 week low-
Current bid price-
Current offer price-
Current mid price-
Region
No data available.
Industry sector
No data available.
Asset type
No data available.
Individual holdings
No data available.
Fund manager group
No data available.
Fund manager company
No data available.
Fund type
No data available.
Fund objective
No data available.
Benchmark
No data available.
Investment style
No data available.
Investment method
No data available.
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
No data available.
JPM Europe Strategic Dividend A Div EUR
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.78%
Total expense ratio (TER)1.8%
Bid price134.88
Offer price142.34
Mid price-
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi code0M8X
JPM Europe Strategic Dividend A Div NAV EUR
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.78%
Total expense ratio (TER)1.8%
Bid price-
Offer price-
Mid price135.56
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi code0M8Y
JPM Europe Strategic Dividend A Hedged Acc HUF
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.81%
Total expense ratio (TER)1.8%
Bid price35278.22
Offer price37228.28
Mid price-
CurrencyHUF
Price updated23/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeFNTJ
JPM Europe Strategic Dividend A Hedged Acc NAV HUF
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.81%
Total expense ratio (TER)1.8%
Bid price-
Offer price-
Mid price35455.5
CurrencyHUF
Price updated23/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeFNTI
JPM Europe Strategic Dividend A Hedged Acc NAV USD
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.73%
Total expense ratio (TER)1.8%
Bid price-
Offer price-
Mid price140.65
CurrencyUSD
Price updated23/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeFN0A
JPM Europe Strategic Dividend A Hedged Acc USD
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.73%
Total expense ratio (TER)1.8%
Bid price139.95
Offer price147.68
Mid price-
CurrencyUSD
Price updated23/02/2017
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeFN00
JPM Europe Strategic Dividend A Hedged Dis NAV USD
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.72%
Total expense ratio (TER)1.8%
Bid price-
Offer price-
Mid price137.04
CurrencyUSD
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFDXF
JPM Europe Strategic Dividend A Hedged Dis USD
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.72%
Total expense ratio (TER)1.8%
Bid price136.35
Offer price143.89
Mid price-
CurrencyUSD
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFDXG
JPM Europe Strategic Dividend A Hedged Mth NAV RMB
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.81%
Total expense ratio (TER)1.8%
Bid price-
Offer price-
Mid price10.77
CurrencyCNH
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFLCG
JPM Europe Strategic Dividend A Hedged Mth RMB
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.81%
Total expense ratio (TER)1.8%
Bid price10.72
Offer price11.31
Mid price-
CurrencyCNH
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFLCF
JPM Europe Strategic Dividend A Hedged Mth SGD
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.77%
Total expense ratio (TER)1.8%
Bid price9.91
Offer price10.46
Mid price-
CurrencySGD
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFIRU
JPM Europe Strategic Dividend A Hedged mth SGD NAV
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.77%
Total expense ratio (TER)1.8%
Bid price-
Offer price-
Mid price9.96
CurrencySGD
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFIRV
JPM Europe Strategic Dividend A Mth EUR
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.81%
Total expense ratio (TER)1.8%
Bid price87.92
Offer price92.78
Mid price-
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFSHZ
JPM Europe Strategic Dividend A Mth NAV EUR
Initial charge5%
Annual charge1.5%
Min single investment£35,000
Min regular saving£5,000
Available in ISANo
Ongoing charge (OCF)1.81%
Total expense ratio (TER)1.8%
Bid price-
Offer price-
Mid price88.36
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFSHX
JPM Europe Strategic Dividend C Dis EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price142.49
Offer price142.49
Mid price-
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeF2GY
JPM Europe Strategic Dividend C Dis GBP
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price113.3
Offer price113.3
Mid price-
CurrencyGBP
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeF5DT
JPM Europe Strategic Dividend C Dis NAV EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price-
Offer price-
Mid price142.49
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeF2GZ
JPM Europe Strategic Dividend C Dis NAV GBP
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price-
Offer price-
Mid price113.3
CurrencyGBP
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeF5DS
JPM Europe Strategic Dividend C Div EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price132.47
Offer price132.47
Mid price-
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeF1DS
JPM Europe Strategic Dividend C Div NAV EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price-
Offer price-
Mid price132.47
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeF1DT
JPM Europe Strategic Dividend C Hedged Acc NAV PLN
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price-
Offer price-
Mid price450.51
CurrencyPLN
Price updated23/02/2017
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeFVDH
JPM Europe Strategic Dividend C Hedged Acc NAV USD
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price-
Offer price-
Mid price116.38
CurrencyUSD
Price updated23/02/2017
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeFS3A
JPM Europe Strategic Dividend C Hedged Acc USD
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price116.38
Offer price116.38
Mid price-
CurrencyUSD
Price updated23/02/2017
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeFS2Z
JPM Europe Strategic Dividend C Hedged Dis EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price111.71
Offer price111.71
Mid price-
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFIYM
JPM Europe Strategic Dividend C Hedged Dis NAV EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price-
Offer price-
Mid price111.71
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFIYL
JPM Europe Strategic Dividend C Hedged Mth NAV RMB
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price-
Offer price-
Mid price745.49
CurrencyCNH
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeE0FA
JPM Europe Strategic Dividend C Hedged Mth NAV SGD
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price-
Offer price-
Mid price10.03
CurrencySGD
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeE0FC
JPM Europe Strategic Dividend C Hedged Mth NAV USD
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price-
Offer price-
Mid price142.53
CurrencyUSD
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFEYM
JPM Europe Strategic Dividend C Hedged Mth RMB
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price745.49
Offer price745.49
Mid price-
CurrencyCNH
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeE0EZ
JPM Europe Strategic Dividend C Hedged Mth SGD
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price10.03
Offer price10.03
Mid price-
CurrencySGD
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeE0FB
JPM Europe Strategic Dividend C Hedged Mth USD
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price142.53
Offer price142.53
Mid price-
CurrencyUSD
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFEYN
JPM Europe Strategic Dividend C Inc EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price122.17
Offer price122.17
Mid price-
CurrencyEUR
Price updated21/04/2014
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeF68F
JPM Europe Strategic Dividend C Inc NAV EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price-
Offer price-
Mid price122.17
CurrencyEUR
Price updated21/04/2014
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeF68E
JPM Europe Strategic Dividend C Mth EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price95.03
Offer price95.03
Mid price-
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeE0FD
JPM Europe Strategic Dividend C Mth NAV EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.86%
Total expense ratio (TER)0.85%
Bid price-
Offer price-
Mid price95.03
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeE0FE
JPM Europe Strategic Dividend D Div EUR
Initial charge5%
Annual charge1.5%
Min single investment£5,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)2.48%
Total expense ratio (TER)2.55%
Bid price129.69
Offer price136.86
Mid price-
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi code0M8Z
JPM Europe Strategic Dividend D Div NAV EUR
Initial charge5%
Annual charge1.5%
Min single investment£5,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)2.48%
Total expense ratio (TER)2.55%
Bid price-
Offer price-
Mid price130.34
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi code0M90
JPM Europe Strategic Dividend D Hedged Dis NAV USD
Initial charge5%
Annual charge1.5%
Min single investment£5,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)2.56%
Total expense ratio (TER)2.55%
Bid price-
Offer price-
Mid price94.23
CurrencyUSD
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFTEO
JPM Europe Strategic Dividend D Hedged Dis USD
Initial charge5%
Annual charge1.5%
Min single investment£5,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)2.56%
Total expense ratio (TER)2.55%
Bid price93.76
Offer price98.94
Mid price-
CurrencyUSD
Price updated23/02/2017
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFTEN
JPM Europe Strategic Dividend I Acc SGD
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.82%
Total expense ratio (TER)-
Bid price10.25
Offer price10.25
Mid price-
CurrencySGD
Price updated23/02/2017
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeE0OX
JPM Europe Strategic Dividend I Dis EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.82%
Total expense ratio (TER)0.81%
Bid price121.74
Offer price121.74
Mid price-
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFD4D
JPM Europe Strategic Dividend I Dis NAV EUR
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.82%
Total expense ratio (TER)0.81%
Bid price-
Offer price-
Mid price121.74
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFD4E
JPM Europe Strategic Dividend I Hedged Acc NAV SGD
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.82%
Total expense ratio (TER)0.81%
Bid price-
Offer price-
Mid price10.87
CurrencySGD
Price updated23/02/2017
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeFR5Q
JPM Europe Strategic Dividend I Hedged Acc NAV USD
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.82%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price118.75
CurrencyUSD
Price updated23/02/2017
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeEA4U
JPM Europe Strategic Dividend I Hedged Acc SGD
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.82%
Total expense ratio (TER)0.81%
Bid price10.87
Offer price10.87
Mid price-
CurrencySGD
Price updated23/02/2017
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeFR5P
JPM Europe Strategic Dividend I Hedged Acc USD
Initial charge-
Annual charge0.65%
Min single investment£10,000,000
Min regular saving£1,000
Available in ISANo
Ongoing charge (OCF)0.82%
Total expense ratio (TER)-
Bid price118.75
Offer price118.75
Mid price-
CurrencyUSD
Price updated23/02/2017
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeEA4T
JPM Europe Strategic Dividend X Dis GBP
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.16%
Total expense ratio (TER)0.15%
Bid price106.51
Offer price106.51
Mid price-
CurrencyGBP
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeF8OL
JPM Europe Strategic Dividend X Dis NAV GBP
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.16%
Total expense ratio (TER)0.15%
Bid price-
Offer price-
Mid price106.51
CurrencyGBP
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeF8OM
JPM Europe Strategic Dividend X Div EUR
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.16%
Total expense ratio (TER)-
Bid price105.32
Offer price105.32
Mid price-
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeE5TX
JPM Europe Strategic Dividend X Div NAV EUR
Initial charge-
Annual charge-
Min single investment£0
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.16%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price105.32
CurrencyEUR
Price updated23/02/2017
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeE5TY
Data provided by

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You should be aware that prices may fall as well as rise and that the income derived can go down as well as up. When buying or selling any investment that fluctuates in price or value you may get back less than you invested. Past performance is not necessarily a guide to future performance.