Fact sheet:

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Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund------
Sector------
Rank within sector------
Quartile
Calendar performance
 YTD - 20162015201420132012
Fund-----
Sector-----
Rank within sector-----
Quartile
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
-
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
-
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
-
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
-
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
-
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
-
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
-
Price movement
52 week high-
52 week low-
Current bid price-
Current offer price-
Current mid price-
Region
No data available.
Industry sector
No data available.
Asset type
No data available.
Individual holdings
No data available.
Fund manager group
No data available.
Fund manager company
No data available.
Fund type
No data available.
Fund objective
No data available.
Benchmark
No data available.
Investment style
No data available.
Investment method
No data available.
Fund manager
No data available.
Compliance
No data available.
Domicile
No data available.
Fund for sale in
No data available.
HSBC GIF Economic Scale Index US Equity AC USD HKD
Initial charge5.54%
Annual charge0.6%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.95%
Total expense ratio (TER)0.95%
Bid price-
Offer price-
Mid price276.083
CurrencyHKD
Price updated01/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeFVOG
HSBC GIF Economic Scale Index US Equity AC USD PLN
Initial charge5.54%
Annual charge0.6%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.95%
Total expense ratio (TER)0.95%
Bid price-
Offer price-
Mid price149.972
CurrencyPLN
Price updated01/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeCDQ0
HSBC GIF Economic Scale Index US Equity ACHEUR PLN
Initial charge5.54%
Annual charge0.6%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.01%
Total expense ratio (TER)1.1%
Bid price68.245
Offer price72.025
Mid price-
CurrencyPLN
Price updated10/12/2010
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeCDQ1
HSBC GIF Economic Scale Index US Equity AD USD AUD
Initial charge5.54%
Annual charge0.6%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.95%
Total expense ratio (TER)0.95%
Bid price-
Offer price-
Mid price53.378
CurrencyAUD
Price updated01/12/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeGVE0
HSBC GIF Economic Scale Index US Equity AD USD HKD
Initial charge5.54%
Annual charge0.6%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.95%
Total expense ratio (TER)0.95%
Bid price-
Offer price-
Mid price306.504
CurrencyHKD
Price updated01/12/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFVOE
HSBC GIF Economic Scale Index US Equity AD USD PLN
Initial charge5.54%
Annual charge0.6%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.95%
Total expense ratio (TER)0.95%
Bid price-
Offer price-
Mid price166.497
CurrencyPLN
Price updated01/12/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeCDQ2
HSBC GIF Economic Scale Index US Equity ADHEUR PLN
Initial charge5.54%
Annual charge0.6%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.01%
Total expense ratio (TER)1.1%
Bid price70.505
Offer price74.41
Mid price-
CurrencyPLN
Price updated10/12/2010
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeCDQ3
HSBC GIF Economic Scale Index US Equity BCGBP
Initial charge5.54%
Annual charge0.3%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.65%
Total expense ratio (TER)0.65%
Bid price-
Offer price-
Mid price12.941
CurrencyGBP
Price updated01/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeFO7Q
HSBC GIF Economic Scale Index US Equity BCGBP USD
Initial charge5.54%
Annual charge0.3%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.65%
Total expense ratio (TER)0.65%
Bid price-
Offer price-
Mid price16.333
CurrencyUSD
Price updated01/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeFU9N
HSBC GIF Economic Scale Index US Equity BDGBP
Initial charge5.54%
Annual charge0.3%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.65%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price-
CurrencyGBP
Price updated01/01/1900
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeFO7R
HSBC GIF Economic Scale Index US Equity EC USD
Initial charge5.54%
Annual charge0.9%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.25%
Total expense ratio (TER)1.26%
Bid price-
Offer price-
Mid price34
CurrencyUSD
Price updated01/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeELW5
HSBC GIF Economic Scale Index US Equity EC USD EUR
Initial charge5.54%
Annual charge0.9%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.25%
Total expense ratio (TER)1.26%
Bid price-
Offer price-
Mid price32.041
CurrencyEUR
Price updated01/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeELW6
HSBC GIF Economic Scale Index US Equity EC USD PLN
Initial charge5.54%
Annual charge0.9%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.25%
Total expense ratio (TER)1.26%
Bid price-
Offer price-
Mid price143.256
CurrencyPLN
Price updated01/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeELW7
HSBC GIF Economic Scale Index US Equity ECHEUR
Initial charge5.54%
Annual charge0.9%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.31%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price-
CurrencyEUR
Price updated01/01/1900
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeFO7S
HSBC GIF Economic Scale Index US Equity ED USD
Initial charge5.54%
Annual charge0.9%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.25%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price9.457
CurrencyUSD
Price updated01/02/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeE0MJ
HSBC GIF Economic Scale Index US Equity ED USD AUD
Initial charge5.54%
Annual charge0.9%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.25%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price13.347
CurrencyAUD
Price updated01/02/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeE0MK
HSBC GIF Economic Scale Index US Equity ED USD EUR
Initial charge5.54%
Annual charge0.9%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.25%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price8.681
CurrencyEUR
Price updated01/02/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeE0ML
HSBC GIF Economic Scale Index US Equity ED USD GBP
Initial charge5.54%
Annual charge0.9%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.25%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price6.58
CurrencyGBP
Price updated01/02/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeE0MM
HSBC GIF Economic Scale Index US Equity ED USD PLN
Initial charge5.54%
Annual charge0.9%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.25%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price38.125
CurrencyPLN
Price updated01/02/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeE0MN
HSBC GIF Economic Scale Index US Equity ED USD SGD
Initial charge5.54%
Annual charge0.9%
Min single investment£5,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)1.25%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price13.465
CurrencySGD
Price updated01/02/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeE0MO
HSBC GIF Economic Scale Index US Equity IC USD
Initial charge5.54%
Annual charge0.3%
Min single investment£1,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.55%
Total expense ratio (TER)0.55%
Bid price-
Offer price-
Mid price37.949
CurrencyUSD
Price updated01/12/2016
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeELV9
HSBC GIF Economic Scale Index US Equity IC USD EUR
Initial charge5.54%
Annual charge0.3%
Min single investment£1,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.55%
Total expense ratio (TER)0.55%
Bid price-
Offer price-
Mid price35.762
CurrencyEUR
Price updated01/12/2016
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeELW0
HSBC GIF Economic Scale Index US Equity IC USD HKD
Initial charge5.54%
Annual charge0.3%
Min single investment£1,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.55%
Total expense ratio (TER)0.55%
Bid price-
Offer price-
Mid price294.349
CurrencyHKD
Price updated01/12/2016
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeFVOH
HSBC GIF Economic Scale Index US Equity IC USD PLN
Initial charge5.54%
Annual charge0.3%
Min single investment£1,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.55%
Total expense ratio (TER)0.55%
Bid price-
Offer price-
Mid price159.894
CurrencyPLN
Price updated01/12/2016
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeELW1
HSBC GIF Economic Scale Index US Equity ICHEUR
Initial charge5.54%
Annual charge0.3%
Min single investment£1,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.61%
Total expense ratio (TER)0.61%
Bid price-
Offer price-
Mid price10.784
CurrencyEUR
Price updated01/12/2016
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeFO7T
HSBC GIF Economic Scale Index US Equity ICHEUR USD
Initial charge5.54%
Annual charge0.3%
Min single investment£1,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.61%
Total expense ratio (TER)0.61%
Bid price-
Offer price-
Mid price11.443
CurrencyUSD
Price updated01/12/2016
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeFQ5H
HSBC GIF Economic Scale Index US Equity ID USD HKD
Initial charge5.54%
Annual charge0.3%
Min single investment£1,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.55%
Total expense ratio (TER)0.55%
Bid price-
Offer price-
Mid price117.029
CurrencyHKD
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFVOD
HSBC GIF Economic Scale Index US Equity ID USD PLN
Initial charge5.54%
Annual charge0.3%
Min single investment£1,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.55%
Total expense ratio (TER)0.55%
Bid price-
Offer price-
Mid price63.572
CurrencyPLN
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeCCQ6
HSBC GIF Economic Scale Index US Equity PC USD
Initial charge5.54%
Annual charge0.4%
Min single investment£50,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.75%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price10.887
CurrencyUSD
Price updated08/02/2013
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeF3NV
HSBC GIF Economic Scale Index US Equity PC USD AUD
Initial charge5.54%
Annual charge0.4%
Min single investment£50,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.75%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price10.545
CurrencyAUD
Price updated08/02/2013
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeF3OD
HSBC GIF Economic Scale Index US Equity PC USD EUR
Initial charge5.54%
Annual charge0.4%
Min single investment£50,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.75%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price8.136
CurrencyEUR
Price updated08/02/2013
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeF3OE
HSBC GIF Economic Scale Index US Equity PC USD GBP
Initial charge5.54%
Annual charge0.4%
Min single investment£50,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.75%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price6.875
CurrencyGBP
Price updated08/02/2013
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeF3OF
HSBC GIF Economic Scale Index US Equity PC USD PLN
Initial charge5.54%
Annual charge0.4%
Min single investment£50,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.75%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price33.76
CurrencyPLN
Price updated08/02/2013
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeF3OG
HSBC GIF Economic Scale Index US Equity PC USD SGD
Initial charge5.54%
Annual charge0.4%
Min single investment£50,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.75%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price13.469
CurrencySGD
Price updated08/02/2013
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeF3OH
HSBC GIF Economic Scale Index US Equity PD USD AUD
Initial charge5.54%
Annual charge0.4%
Min single investment£50,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.75%
Total expense ratio (TER)1.35%
Bid price-
Offer price-
Mid price55.75
CurrencyAUD
Price updated01/12/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeGVD9
HSBC GIF Economic Scale Index US Equity PD USD PLN
Initial charge5.54%
Annual charge0.4%
Min single investment£50,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.75%
Total expense ratio (TER)1.35%
Bid price-
Offer price-
Mid price173.895
CurrencyPLN
Price updated01/12/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeCDQ5
HSBC GIF Economic Scale Index US Equity WC USD
Initial charge5.54%
Annual charge-
Min single investment£100,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price-
CurrencyUSD
Price updated01/01/1900
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeFO7U
HSBC GIF Economic Scale Index US Equity WD USD EUR
Initial charge5.54%
Annual charge-
Min single investment£100,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price111.821
CurrencyEUR
Price updated23/04/2012
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeCDQ6
HSBC GIF Economic Scale Index US Equity WD USD PLN
Initial charge5.54%
Annual charge-
Min single investment£100,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)-
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price469.394
CurrencyPLN
Price updated23/04/2012
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeCDQ7
HSBC GIF Economic Scale Index US Equity XD USD
Initial charge5.54%
Annual charge0.3%
Min single investment£10,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.5%
Total expense ratio (TER)0.46%
Bid price-
Offer price-
Mid price10.845
CurrencyUSD
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFVOL
HSBC GIF Economic Scale Index US Equity XD USD AUD
Initial charge5.54%
Annual charge0.3%
Min single investment£10,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.5%
Total expense ratio (TER)0.46%
Bid price-
Offer price-
Mid price14.649
CurrencyAUD
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFW2C
HSBC GIF Economic Scale Index US Equity XD USD EUR
Initial charge5.54%
Annual charge0.3%
Min single investment£10,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.5%
Total expense ratio (TER)0.46%
Bid price-
Offer price-
Mid price10.22
CurrencyEUR
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFVOI
HSBC GIF Economic Scale Index US Equity XD USD GBP
Initial charge5.54%
Annual charge0.3%
Min single investment£10,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.5%
Total expense ratio (TER)0.46%
Bid price-
Offer price-
Mid price8.593
CurrencyGBP
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFVOJ
HSBC GIF Economic Scale Index US Equity XD USD HKD
Initial charge5.54%
Annual charge0.3%
Min single investment£10,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.5%
Total expense ratio (TER)0.46%
Bid price-
Offer price-
Mid price84.119
CurrencyHKD
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFVOK
HSBC GIF Economic Scale Index US Equity XD USD PLN
Initial charge5.54%
Annual charge0.3%
Min single investment£10,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.5%
Total expense ratio (TER)0.46%
Bid price-
Offer price-
Mid price45.694
CurrencyPLN
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFW2D
HSBC GIF Economic Scale Index US Equity XD USD SGD
Initial charge5.54%
Annual charge0.3%
Min single investment£10,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.5%
Total expense ratio (TER)0.46%
Bid price-
Offer price-
Mid price15.489
CurrencySGD
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeFW2E
HSBC GIF Economic Scale Index US Equity YC USD
Initial charge5.54%
Annual charge0.15%
Min single investment£1,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.4%
Total expense ratio (TER)-
Bid price-
Offer price-
Mid price-
CurrencyUSD
Price updated01/01/1900
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeFO7V
HSBC GIF Economic Scale Index US Equity YD USD PLN
Initial charge5.54%
Annual charge0.15%
Min single investment£1,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.4%
Total expense ratio (TER)0.4%
Bid price-
Offer price-
Mid price61.899
CurrencyPLN
Price updated01/12/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeCCQ7
HSBC GIF Economic Scale Index US Equity ZC USD HKD
Initial charge5.54%
Annual charge-
Min single investment£1,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.25%
Total expense ratio (TER)0.25%
Bid price-
Offer price-
Mid price83.366
CurrencyHKD
Price updated01/12/2016
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi codeFVOF
HSBC GIF Economic Scale Index US Equity ZD USD
Initial charge5.54%
Annual charge-
Min single investment£1,000,000
Min regular saving£0
Available in ISANo
Ongoing charge (OCF)0.25%
Total expense ratio (TER)0.25%
Bid price-
Offer price-
Mid price39.994
CurrencyUSD
Price updated01/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi codeCDQ8
Data provided by

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You should be aware that prices may fall as well as rise and that the income derived can go down as well as up. When buying or selling any investment that fluctuates in price or value you may get back less than you invested. Past performance is not necessarily a guide to future performance.