Fact sheet: City Financial Loudwater

Fund information
Fund name
City Financial Loudwater B Acc GBP
Fund manager company
City Financial Inv Company Ltd
Fund type
OEIC
Fund manager
  • William Stevensonsince 15/05/2014
Fund objective
The aims are to generate a rising level of income and achieve long-term capital growth by investing in a concentrated portfolio of equities. At least 50% will be invested in UK equities, with the balance in global equities which may include UK equities.
Benchmark
  • No Specified Index
Investment style
None
Investment method
Shares
Quick stats
1 Year return
14.6%
1 Year rank in sector
-
Sector
UT Unclassified
Yield
4.6%
Ongoing charge (OCF)
?A fund’s ongoing charges figure (OCF) is similar to the old-style total expense ratio. It reflects the annual charge to investors in the fund, in percentage terms, but does not include extra performance-related fees (where these are levied) or the fund’s trading expenses on its underlying investments.
0.98%
Fund size
£38m (£33m last year)
FE Risk score
?FE Risk Scores measure the riskiness of instruments relative to the FTSE 100 index of shares. Weekly volatility is measured over three years with recent behaviour counting more heavily than earlier behaviour. Cash-type investments will have scores close to zero. Funds will tend to have scores in the 0-150 range. The FTSE 100 is always scored at 100. There is no upper limit.
88
Mid price
195.25
Top in this sector
Fund name1 Year
Santander Global Emg Shs Pfl26.1%
Architas MA Passive Dynamic21.9%
HSBC Wld Sel Dynamic Pfl20.1%
Aberdeen Stg Index-Linked Bd19.7%
Architas MA Passive Growth19.5%
...more in UT Unclassified

Performance snapshot

Holdings snapshot

  • UK75.5%
    Continental Europe15.1%
    North America7.7%
    Net Current Assets1.7%
  • Financials29.4%
    Equities22.8%
    Utilities9.4%
    Health Care9.2%
    Oil & Gas9.2%
  • UK Equities75.5%
    European Equities15.1%
    North American Equities7.7%
    Money Market1.7%

Performance vs Sector

Cumulative performance
 1 mth3 mth6 mth1 yr3 yr5 yr
Fund1.4%0.6%9.3%14.6%25.2%54.7%
Sector-0.3%-0.6%6.4%8.9%18.1%39.6%
Rank within sector------
Quartile
Calendar performance
 YTD - 20162015201420132012
Fund13.6%0.6%6.5%17.8%-
Sector8.7%1.7%5.7%9.6%9.3%
Rank within sector-----
Quartile
Risk statistics
Alpha
?Alpha is a measure of a fund's over- or under-performance by comparison to its benchmark. If the Alpha is 5, the fund has outperformed its benchmark by 5%; so the greater the Alpha, the greater the outperformance.
-0.58
Beta
?Beta estimates a fund's volatility by comparison to that of its benchmark. A fund with a beta close to 1 means that the fund will move generally in line with the benchmark. Higher than 1 and the fund is more volatile than the benchmark and vice versa.
1.31
Sharpe
?This commonly-used measure calculates the level of return over and above the return of a notional risk-free investment, such as cash. The difference in returns is then divided by the fund's volatility. The resulting ratio is an indication of the amount of excess return generated per unit of risk.
0.39
Volatility
?Volatility (or standard deviation), when applied to an investment fund, expresses its risk. It shows how widely a range of returns varied from the fund's average return over a particular period. For example, if a fund had an average return of 5%, and its volatility was 15, this would mean that the range of its returns over the period had swung between +20% and -10%.
8.3
Tracking error
?This measures the standard deviation of a fund's excess returns over the returns of an index or benchmark portfolio. As such, it can be an indication of 'riskiness' in the manager's investment style. A Tracking Error below 2 suggests a passive approach. At 3 and above the the manager will be deploying a more active investment style.
3.68
Information ratio
?This is a useful risk-adjusted measure of actively managed fund performance. It is calculated by deducting the returns of the fund's benchmark from the fund's overall returns, then dividing the result by its tracking error. The higher the Information Ratio the better. It is generally considered that a figure of 0.5 reflects a good performance, 0.75 very good, and 1.00 outstanding.
0.28
R-Squared
?An indication of how closely correlated a fund is to an index or a benchmark. Values for R-Squared range between 0 and 1, with 0 indicating no correlation at all and 1 showing a perfect match. Values upwards of 0.7 suggest that the fund's behaviour is increasingly linked to its benchmark.
0.85
Price movement
52 week high199.52
52 week low157.42
Current bid price-
Current offer price-
Current mid price195.25
Region
1UK75.5%
2Continental Europe15.1%
3North America7.71%
4Net Current Assets1.69%
Industry sector
1Financials29.39%
2Equities22.81%
3Utilities9.42%
4Health Care9.24%
5Oil & Gas9.22%
6Telecommunications6.67%
7Consumer Goods5.65%
8Industrials3.4%
9Basic Materials2.51%
Asset type
1UK Equities75.5%
2European Equities15.1%
3North American Equities7.71%
4Money Market1.69%
Individual holdings
1ROYAL DUTCH SHELL9.22%
2GLAXOSMITHKLINE5.44%
3HSBC HLDGS4.79%
4VONOVIA SE4.65%
5NATIONAL GRID4.09%
6LLOYDS BANKING GROUP PLC4%
7ASTRAZENECA PLC3.8%
8STANDARD LIFE INTL LTD3.8%
9DIRECT LINE INSURANCE GROUP PLC3.75%
Management
Fund manager group
City Financial Inv Company
Fund manager company
City Financial Inv Company Ltd
Fund type
OEIC
Fund objective
The aims are to generate a rising level of income and achieve long-term capital growth by investing in a concentrated portfolio of equities. At least 50% will be invested in UK equities, with the balance in global equities which may include UK equities.
Benchmark
  • No Specified Index
Investment style
None
Investment method
Shares
Fund manager
NameSinceBiography
William Stevenson15/05/2014
Compliance
IA Recognised, UCITS IV Compliant
Domicile
No data available.
Fund for sale in
United Kingdom
City Financial Loudwater A Acc GBP
Initial charge-
Annual charge1.5%
Min single investment£1,000
Min regular saving£0
Available in ISAYes
Ongoing charge (OCF)1.7%
Total expense ratio (TER)1.74%
Bid price-
Offer price-
Mid price185.31
CurrencyGBX
Price updated07/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJ431
City Financial Loudwater A Inc GBP
Initial charge-
Annual charge1.5%
Min single investment£1,000
Min regular saving£0
Available in ISAYes
Ongoing charge (OCF)1.7%
Total expense ratio (TER)1.71%
Bid price-
Offer price-
Mid price148.41
CurrencyGBX
Price updated07/12/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeHVZ4
City Financial Loudwater B Acc GBP
Initial charge-
Annual charge0.78%
Min single investment£250,000
Min regular saving£0
Available in ISAYes
Ongoing charge (OCF)0.98%
Total expense ratio (TER)0.98%
Bid price-
Offer price-
Mid price195.25
CurrencyGBX
Price updated07/12/2016
TypeAccumulation
Institutional or retail classInstitutional
Domicile-
Citi code10LJ
City Financial Loudwater B Inc GBP
Initial charge-
Annual charge0.78%
Min single investment£250,000
Min regular saving£0
Available in ISAYes
Ongoing charge (OCF)0.98%
Total expense ratio (TER)0.98%
Bid price-
Offer price-
Mid price149.79
CurrencyGBX
Price updated07/12/2016
TypeIncome
Institutional or retail classInstitutional
Domicile-
Citi code10LK
City Financial Loudwater R Acc GBP
Initial charge-
Annual charge1%
Min single investment£1,000
Min regular saving£500
Available in ISAYes
Ongoing charge (OCF)1.36%
Total expense ratio (TER)1.24%
Bid price-
Offer price-
Mid price192.12
CurrencyGBX
Price updated07/12/2016
TypeAccumulation
Institutional or retail classRetail
Domicile-
Citi codeJ430
City Financial Loudwater R Inc GBP
Initial charge-
Annual charge1%
Min single investment£1,000
Min regular saving£500
Available in ISAYes
Ongoing charge (OCF)1.36%
Total expense ratio (TER)1.24%
Bid price-
Offer price-
Mid price147.92
CurrencyGBX
Price updated07/12/2016
TypeIncome
Institutional or retail classRetail
Domicile-
Citi codeHVZ5
Data provided by

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