Offset with Intelligent Finance
Thu, 17/01/2008 - 16:13
Hi max, I've heard from a friend that First Direct offer a pretty good offset mortgage - you pay the base rate during 2008, reverting to first direct's standard variable rate in January 2009. There's also no arrangement fee to pay if you are bringing transfering your mortgage from another lender - not sure how easy it is though.
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Anyone else got an offset mortgage with Intelligence Finance? it hasn't passed on the rate cut to its customers and now brokers are saying that its going to be hard for people with offset mortgages to go elsewhere because of the complications of the mortgage. I am coming up to the end of my discount period, anyone know where else does good offset mortgages and how hard it is to transfer?