Travel Insurance-One Way if your of a certain age
I've always used InsureAndGo for travel insurance. I can only recommend them generically, but worth checking as they are pretty good.
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I've only used TravelGuard and book my hotels through TripCents Hotels. I've been happy with them and never had any problems getting insurance. However, I don't buy insurance for every trip. For me, it depends on the time of year I'll be traveling. For instance if I'm going to Florida during the height of hurricane season I'll go ahead and get it. Otherwise, its a risk I'm willing to take.
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Have you tried contacting an australian travel ins co about yr requirement as yr oz national?
contact yr embassy-they might help
insure and go-good uk co
try also saga insurance-for over 50s
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JBI - 0118 970 3781
BRITISH INSURANCE BROKERS' ASSOCIATION
BIBA HOUSE
14 BEVIS MARKS
LONDON EC3A 7NT