Okay im a newbie and im sorry for bursting in here with this question....
I have a pending payment due to go from our account on Wednesday . We have entered our buffer zone in our overdraft .
My husband gets paid on the same day as the morgage payment goes out , and im worried the payment will be taken out before his wages is credited , taking us over our agreed morgage rate.. I am phoning the bank tomorrow to see if I can have a 2 day extention to cover this and have emailed them but have had no reply..
I cant afford 35 quid for going over our od for a few miliseconds whilst all the banking is done.
These are the only 2 transactions I have that day .. im worried sick .
Plus my morgage lender is supposed to take the amount from my bank on the last day of the month , this is not always so , its usually late , never early ... they have said to me the request it for the last working day but have no control when it goes out . its a Direct debit , i thought this was either the day it was due or the closest working day after . I think i have had 2 payments go out on time , its getting so confusing...
Okay im a newbie and im sorry for bursting in here with this question....
I have a pending payment due to go from our account on Wednesday . We have entered our buffer zone in our overdraft .
My husband gets paid on the same day as the morgage payment goes out , and im worried the payment will be taken out before his wages is credited , taking us over our agreed morgage rate.. I am phoning the bank tomorrow to see if I can have a 2 day extention to cover this and have emailed them but have had no reply..
I cant afford 35 quid for going over our od for a few miliseconds whilst all the banking is done.
These are the only 2 transactions I have that day .. im worried sick .
Plus my morgage lender is supposed to take the amount from my bank on the last day of the month , this is not always so , its usually late , never early ... they have said to me the request it for the last working day but have no control when it goes out . its a Direct debit , i thought this was either the day it was due or the closest working day after . I think i have had 2 payments go out on time , its getting so confusing...