Advice wanted please?
I have borderline learning difficulties and I went to my Santandar bank and they said they had a message on their system to see an advisor. I was told that it showed on my file that I bought things like books off the internet using my debit Visa card. That they advised me to go for a Santandar zero credit card which I was a bit worried about as you hear so many horror stories of people being in debt.
I was told that If I used my debit card fraudsters might get hold of my details and steal my money and it would take age's to get back. As with this card I would be covered.
Stupidly I have applied for it and I am a bit worried I have done the wrong thing. Can you please advise me if I have done the right thing. if not, should I give it back? I am on benefits which doesn't help. Many thanks.
