Any current account recommendations

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mattyboy
Wed, 19/12/2007 - 15:46

I'm banking with Nat West at the moment and I'm really not happy with the service at all - does anyone have any recommendations?

I don't know about the best rate or anything but Barclays has a neat new way to log on to online banking which is meant to be safer that just having a username and password.

Barclays send you a little blue calculator (that;s what it looks like anyhow) and when you want to log on to your online account you put your debit card into it and enter your pin. You then get a special number to type into the online log on page!

It's a bit of a pain not being able to check our online statement from anywhere unless you carry the calculator around with you but its a pretty cool tool and if it keeps my bank details safer then I'm happy!

I am with Natwest and also have a calculator-thingy.  I only need it to transact so no need to haul it around town along with ole mobile and all the rest.  Really simple on-line tools, so happy to stay if they don't upset me.

I travel a lot and the only bank that does not charge to take money out abroad is Nationwide. I have accounts with Nat west, BOS as well, like the BOS on line stuff, hate that stupid calculator nat west make me carry around, BOS its just a small key ring. I guess if i had to choose now i would keep BOS and nationwide.

Best savings account i think is , wait for it, Northern Rock, good online, good rate and safe despite all the rubish in the news but have 1 linked to the nationwide account as well.

Er in doors has a gold account with Loydes and thats good for benefits,travel insurance etc, also better than nat west

I'm customer of this bank and can honestly say I have never had a bad service Premier Direct Current Account from Alliance & Leicester.
Also an ex member of Nat West due the bad service, overcharging, constant letter sending for no reason charging me every time.
Their online banking is very straight forward,not like some I can think of.
I understand that Nationwide is charge free in EU but does it extend to non EU countries?.

I am currently with HSBC- my only recommendation is not to bother.

I have low credit rating and would like to venture elsewhere- any recommendations?

I've banked with First Direct for years, and have found them reliable and efficient. When they have made the occasional mistake, they put it right promptly and compensated me.

RoystonGuest (not verified):

I have just realised[blind fool that i am]that i have been paying £12+ per month on my Nat West gold acc' for at least 8 years and have never used any of its so called advantages or services,anything i can do about this?pkease advise.