First Direct: Personal Loan

  • Provider: First Direct
  • Product: Personal Loan
  • Funded by: provider

Representative example: The representative APR is 15.9% so if you borrow £1,000 over 12 months at a rate of 15.9% p.a. (fixed) you will repay £90.68 per month and £1,088.20 in total.

    Loan and application details
    Loan details
    Rate tiers£1,000 - £2,450 - 15.9%
    £2,450 - £4,950 - 13.9%
    £4,950 - £6,950 - 7.3%
    £6,950 - £15,000 - 5.1%
    £15,000 - £25,000 - 7.3%
    Risk based pricingCheck
    Minimum / Maximum term12 to 84 months
    Minimum / Maximum term restrictionsno
    Minimum / Maximum advance£1,000 to £25,000
    Application information
    Minimum age18 years
    Minimum income£0
    Existing customers onlyCheck
    yes
    Geographical restrictionsCheck
    Arrangement fee£0
    Direct debit required
    Internet loanCheck
    Online decisionCheck
    Postal loanCheck
    Branch loanCheck
    Telephone loanCheck
    Joint application allowedCheck
    Debt consolidation allowedCheck
    Managing the loan
    Loan options
    Early redemption charge1 month
    Deferred startno
    Repayment breaksno
    Flexible reschedulingyes
    Product data provided by Defaqto