Financial guide to having a baby

Are you pregnant or is someone you love about to have a baby? Having a baby is one of the biggest, most exciting things that can happen to you. It’ll turn your life upside down for a while – and if you’re not prepared it could leave your finances in a bit of a state.

But like every other aspect of having a baby, planning during pregnancy can make all the difference. This guide helps you identify the key expenses from pregnancy right through the school years. It also outlines ways you can cut costs, highlights all the state benefits you’re entitled to, and reveals the financial products that could make all the difference to your family’s future.

Included in our financial guide to having a baby:

  • How much a child costs you from birth to leaving the nest, and some ideas on budgeting for it
  • Your rights and privileges as a parent
  • Getting ready for baby’s arrival without breaking the bank
  • Financial products that help protect and provide for baby
  • Childcare and education options

Having a baby will change your life – more specifically it will change your financial life. Moneywise has over 23 years experience helping people with their finances, and we hope this guide will be the beginning of a lifetime of good financial decision making for you.


If you don’t already subscribe to Moneywise e-mail newsletters you will be signed up to receive regular money saving tips and money management advice. You can unsubscribe at any time.