eMoneyUnion: Personal Loan

Account:Personal Loan
Representative example:The representative APR is 15.50% so if you borrow £10,000 over 60 months at a rate of 15.50% p.a. (fixed) you will repay £241 per month and £14,432 in total.
Loan details
Rate tiers

£2,000 - £15,000 - 15.5%

Risk based pricing
Minimum / Maximum term 24 months to 60 months
Minimum / Maximum advance £2,000 to £15,000
Applicant information
Minimum age 18 years
Minimum income £12,000
Existing customers only no
Geographical restrictions no
Applying for the loan
Arrangement fee charged yes
Arrangement fee 2.5%
Application options Internet Loan
Online decision
Postal Loan
Branch Loan
Telephone Loan
Application features Joint application allowed
Debt consolidation allowed
Managing the loan
Early redemption charge 1 month
Deferred start no
Flexible rescheduling yes