Emirates : Skywards Elite Credit Card (Visa)

Card Name:Skywards Elite Credit Card (Visa)
Networks available:Visa
Skywards Elite Credit Card (Visa)
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 6 months
Intro balance transfer fee3%
Intro purchase rate0%
Intro purchase period0% for 12 months
Other rates and fees
Representative APR60.5% APR (Representative)
Interest free period49 days
Interest charged fromdate of trans debit
Annual fee£150
Interest on cash withdrawals27.9%
Charges and payments
Charge on overseas spending2.99%
Charge on cash withdrawals5% of withdrawal (minimum £0)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Airmiles2 Skywards Miles for every £1 spent on the Emirates Skywards Elite American Express Credit Card 2 Skywards Miles for every £2 spent on the Emirates Skywards Elite Visa Credit Card 4 Skywards Miles per £1 spent direct with Emirates on Emirates Skywards Elite American Express Credit Card. Terms and conditions apply. 4 Skywards Miles per £2 spent direct with Emirates on Emirates Skywards Elite Visa Credit Card only. Terms and conditions apply. 10,000 bonus Skywards Miles subject to card purchase within 90 of account opening. Companion reward ticket when the card holder spends £15,000 on card purchases, with this card, within a 12 month period, subject to terms and conditions.
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesBusiness Class check in for economy travellers on Emirates when ticket booked by this card. £150 discount on the price of a First/Business class ticket when paying using this card.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionSafe Shopping - Shop safely with MBNA. Cardholders are not liable for fraudulent transactions whether purchases are made on the Internet or on the high street. Inform MBNA as soon as any unusual transactions are evident. 3D Secure - Cardholders can now sign up to Verified by Visa and MasterCard Secure Code through the MBNA 3D Secure service. Active Fraud Monitoring - MBNA has an early warning fraud system that monitors all accounts for unusual transactions. If suspicious transactions are made, MBNA will call or text cardholders affected to let them know. These calls may be made using the latest technology where the voice heard will be computer generated speech. If the transaction is recognised, instructions will be given to confirm it and then continue using the card as usual. If the transaction isn't recognised, the cardholder will be transferred to a Fraud Representative who will assist from then on.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck