Derbyshire: Personal Loan
| Provider: | Derbyshire |
| Account: | Personal Loan |
| Representative example: | The representative APR is 5.00% so if you borrow £10,000 over 60 months at a rate of 5.00% p.a. (fixed) you will repay £189 per month and £11,323 in total. |
| Loan details | |
| Rate tiers | £5,000 - £7,499 - 7.2% £7,499 - £15,000 - 5% £15,000 - £20,000 - 7.3% |
| Risk based pricing |  |
| Minimum / Maximum term | 12 months to 60 months |
| Minimum / Maximum advance | £5,000 to £20,000 |
| Applicant information | |
| Minimum age | 18 years |
| Minimum income | £8,400 |
| Existing customers only | no |
| Geographical restrictions | no |
| Credit category required | Prime |
| Applying for the loan | |
| Application options | Internet Loan Online decision Postal loan  Branch loan Telephone loan |
| Application features | Direct debit required Joint application allowed Debt consolidation allowed |
| Express delivery details | no |
| Managing the loan | |
| Early redemption charge | 30 days |
| Deferred start | no |
| Repayment breaks | no |
| Flexible rescheduling | yes |
| Product data provided by Defaqto | |
