Derbyshire: Personal Loan

Provider:
Derbyshire
Account:Personal Loan
Representative example:The representative APR is 4.60% so if you borrow £10,000 over 60 months at a rate of 4.60% p.a. (fixed) you will repay £187 per month and £11,213 in total.
Loan details
Rate tiers

£5,000 - £7,499 - 7.2%

£7,499 - £15,000 - 4.6%

£15,000 - £20,000 - 7.3%

Risk based pricing
Minimum / Maximum term 12 months to 60 months
Minimum / Maximum advance £5,000 to £20,000
Applicant information
Minimum age 18 years
Minimum income £8,400
Existing customers only

no

Geographical restrictions

no

Applying for the loan
Application options Internet Loan
Online decision
Postal loan
Branch loan
Telephone loan
Application features Direct debit required
Joint application allowed
Debt consolidation allowed
Express delivery details

no

Managing the loan
Early redemption charge

30 days

Deferred start

no

Flexible rescheduling

yes