Debenhams: Credit Card

Card Name:Credit Card
Networks available:Mastercard
Credit Card
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 12 months
Intro balance transfer fee2.99%
Intro purchase rate0%
Intro purchase periodno intro offer
Other rates and fees
Representative APR24.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals35.0%
Charges and payments
Charge on overseas spending2.75%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Points SchemeDebenhams Reward Points: Purchases made in Debenhams and elsewhere all contribute to Reward Points. Each quarter, coinciding with the cardholder's statement, vouchers will be awarded according to the number of points accrued. These vouchers can be used in Debenhams stores and remain valid for 3 months. 3 points for ever £1 spent at Debenhams and 1 point for every £2 spent elsewhere. 500 Bonus points on first statement, subject to terms and conditions.
Shopping RewardsWhen you use your Debenhams Card regularly, you can enjoy a host of exclusive benefits such as: Sale Previews, Exclusive Card Holder offers, Discounts, and Invitations to special events.
Charity Rewards-
Other IncentivesFree standard delivery from when payment is via this card. 10% off in Debenhams cafes and restaurants. Preferential rates for Debenhams MasterCard customers on travel money via the Debenhams travel Money bureau. Invitations to special shopping events.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionInternet Fraud Protection This card comes with the standard online fraud protection as per all UK credit cards however there is no additional specific fraud protection.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck