Cut your weekly outgoings in a flash
With the coalition government plugging the austerity Britain tag, it’s reassuring to know that there are plenty of simple but small measures we can take to reduce our weekly outgoings. Nathalie Bonney shows you how.
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cut out buying newspapers - read them online instead! saves me £5.50 per week!
I don't buy takeouts (I home bake), there's no public transport to speak of (2 buses a week), I already buy supermarket own brand, I walk or cycle whenever possible (I don't do fitness clubs), I have magazine subscriptions (partly because it's a 12 mile round trip to the nearest shops) and I am a member of ebay to buy and sell items.
Is there anything new you can tell me?
to guest, you read the newspapers on your computer to save money, does'nt it cost you in electricity?
People who are living on money may get some help from this but for those of us who know how to live on air it is totally condescending. To keep warm cover yourself with a sleeping bag THEN put a quilt on top, remember my advice as it keeps you less warm if you cover yourself with a quilt THEN the sleeping bag.
I think you are being too harsh some good easy pips here for those who don't realise.
I suppose the previous comments reflect that the people who are subscribers to this letter have got to be money savvy in those small ways anyway. The folk that use taxis and buy takeaways willy nilly are probably not interested in budgeting.
I would suggest: Only base your budget on 90% of your income, come what may. And at the end of the year, you'll be left with a tidy sum in savings (10%).
If you don't do this now, then more money than sense springs to mind.
Articles like this won't do the economy any good - we rely on people with no sense to splash money around to keep the rest of us going! Survival of the fittest I'm afraid: if you need to save money and don't think about making your own sandwiches or going on Amazon you deserve to become bankrupt! But I guess if you don't do these things you probably couldn't navigate to this page anyway!
Although I am savvy with money, many of my friends and family are not and have asked for help. So although I am already doing these things, it is great to show such articles to others who are not savvy.( ie my friend who was having a £3 coffee daily who lived in a council flat, same income as me, showed her that from 30 to retirement if she investe that sum in a typical tax free account, she'd have the money to buy my semi in a nice area, needless to say she's sacked the coffees, yes i know inflation, but also over time the coffee price would increase)
Thank you for your video
It reminded me of my need not to waste money, although I am tight in spending on luxuries
I am shocked to see so many negative comments when all you want to do is help
Regards
Phil.
I enjoyed this article, yes, it is all simple, and obvious stuff, but sometimes it's the obvious things we overlook or forget.
This article is disappointing, haven't learned anything new. Don't get rid of your pets they're cheaper than children and don't accidentally keep leaving the lights on! Put your heating on a timer it's cheaper than leaving it on all day on a lower setting. Also the hot water tank doesn't need to be constantly on either, check with the size of your tank but usually only takes 30 minutes to heat. Join some survey sites to get free vouchers to spend at amazon etc, Ipsos is a good one.
Your informayion and advice is generally very useful. However, I am deaf and I can't benefit from your videos. Would it be possible to subtitle them?
Many thanks
It's interesting, but not very relevant to someone like me, on a pension. Cutting down on the gym expenses did sound like an article in last Saturday's Daily Telegraph, in which the writer thought about managing without the cleaner. Fancy having to manage without someone coming in to do the cleaning !
As far as my own efforts to save more go, once I get some interest on my savings, stopping subsidising the mortgage holders, I might be better off.
Remember, you are the converted. There are a lot od people out there who have no idea and would find this info very useful.