Cumberland: Plus

Provider:
Cumberland
Account:Plus
Account ratings
Account ratings
Online service - -
Call centre service - -
Branch service - -
Trustworthiness - -
Opening the account
Minimum Income £0
Minimum Age 18 years
Maximum Age -
Existing customers only -
Area restrictions New accounts only available to people living in Cumbria, Dumfriesshire, Preston area of North Lancashire and Haltwhistle area of West Northumberland.
Overdrafts and charges
Monthly Charge -
Overdraft facilities
Automatic overdraft facility £0
Interest Free Overdraft Limit £0
Authorised overdraft rate 9.99% APR/EAR
Authorised overdraft charge There is no charge for authorised overdraft.
Unauthorised overdraft rate 0% APR/EAR
Overdraft related charges Paid item max fee - £90
Paid item max no - 0
Unpaid item max fee - £90
-
Stepped cheque charge - £5
Overseas charges (Europe only) Forex fee - 0%
Charge for £100 ATM withdrawal - £0
Charge for £100 debit card transaction - £0
Account charges ATM withdrawal - £0
Transactions - £0
Bankers draft - £10
Special clearance - £0
CHAPS - £25
Duplicate statement - £2
Interest rates and other incentives
Headline interest rate 0.1% AER
Rate tiers
Gross Rate Excluding BonusGross Rate Including BonusAER
£10.10%0.10%0.10%
Maximum balance for interest -
Minimum initial deposit £1
Minimum Monthly Credit £750
Interest paid Annually
Incentives Annual travel insurance -
Breakdown insurance -
Discount vouchers -
Savings sweep -
Other Insurance - no
Other incentive - no
Service information
Free banking
Account access Telephone
Branch
Internet
Post office
Services available Standing order
Direct debit
Bill payment
Round-up savings
Text alerts
Text mini statements
ATM mini statements
Cards / cheques provided Debit card
ATM card
Passbook
Maximum ATM withdrawal £300
Time for cheque to clear 2 days
Statement frequency monthly