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  • We look at the best rates and rewards, as well as customer scores
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Saga Platinum Credit Card - Best for travel
  • 0% Foreign Currency Fees
  • 0% Interest on Purchases and Balance Transfers for the first 9 months
  • Representative 11.9% APR Variable

 

 

11.9% APR representative (variable) based on a credit limit of £1,200. Purchase rate 11.29% p.a. (variable)

Tesco Bank Clubcard

  • £41*Cash Equivalent
  • £0Annual Fee
  • 18.9%APR
Am I eligible?
Minimum Age:18
Minimum Income:£5,000
Credit Rating:Prime
Existing Customer:No
Additional account required:No
Representative ExampleRepresentative 18.9% APR variable.
*Rewards ScenarioCash equivalent is based on the amount of points you get by spending £6,000 p.a. / £500 monthly (£250 with retailer and £250 elsewhere) 1 point = £0.01. Assuming card used in conjunction with Tesco Clubcard - 5 points per £4 spent in store and 1 point per £8 spent elsewhere
  • Option to boost your reward points by between 2 and 4 times face value to spend on eating out, travel offers and more via Tesco Clubcard Boost
  • Option of 0% on purchases for 19 months or 0% on balance transfers for 34 months
  • Deal is less attractive if you don't have a Tesco Clubcard

Sainsbury's Nectar Purchase Credit Card

  • £27*Cash Equivalent
  • £0Annual Fee
  • 18.9%APR
Am I eligible?
Minimum Age:18
Minimum Income:-
Credit Rating:Prime
Existing Customer:No
Additional account required:Yes
Representative ExampleRepresentative 18.9% APR variable.
*Rewards ScenarioCash equivalent is based on the amount of points you get by spending £6,000 p.a. / £500 monthly (£250 with retailer and £250 elsewhere). 1 point = £0.005 Assuming card used in conjunction with Nectar Card. 2 points earned per £1 on Sainsbury's shopping, 1 point per £5 spent elsewhere.
  • 0% interest on purchases for 29 months
  • 0% on balance transfers for 18 months
  • You can earn Nectar reward points on purchases made with this card
  • No contactless payments with this card

 

What is a reward credit card?

 

Every time you purchase something with a reward credit card you receive points that can later be redeemed against services and goods. Points can be exchanged for many things, depending on the provider; for example, you can get discounts on in-store purchases, flights, restaurants, gift cards etc.

 

 

Moneywise Best Buys

 

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