We've found the best Credit Cards

  • We’ve reviewed the whole market so you don’t have to
  • Our impartial service shows you the best products in the market, even if we don’t earn commission
  • We look at the best rates and rewards, as well as customer scores
  • Looking for something different? You can browse the whole market here
  • If you think you’ve found a better card, get in touch
Share this
Saga Platinum Credit Card - Best for travel
  • 0% Foreign Currency Fees
  • 0% Interest on Purchases and Balance Transfers for the first 9 months
  • Representative 11.9% APR Variable

 

 

11.9% APR representative (variable) based on a credit limit of £1,200. Purchase rate 11.29% p.a. (variable)

Tesco Bank Clubcard

  • £41*Cash Equivalent
  • £0Annual Fee
  • 18.9%APR
Am I eligible?
Minimum Age:18
Minimum Income:£5,000
Credit Rating:Prime
Existing Customer:No
Additional account required:No
Representative ExampleRepresentative 18.9% APR variable.
*Rewards ScenarioCash equivalent is based on the amount of points you get by spending £6,000 a year/£500 monthly (£250 with retailer and £250 elsewhere). One point = £0.01. Assuming card used in conjunction with Tesco Clubcard - five points per £4 spent in store and one point per £8 spent elsewhere
  • Earn Tesco Clubcard points as you spend
  • Long 0% purchase period
  • Deal is less attractive if you don't shop at Tesco

Amazon Platinum Credit Card

  • £38*Cash Equivalent
  • £0Annual Fee
  • 21.9%APR
Am I eligible?
Minimum Age:18
Minimum Income:-
Credit Rating:Prime
Existing Customer:No
Additional account required:Yes
Representative ExampleRepresentative 21.9% APR variable.
*Rewards ScenarioCash equivalent is based on the amount of points you get by spending £6,000 a year/ £500 monthly (£250 with retailer and £250 elsewhere). Offers 1.5 Amazon reward points for each £2 you spend at Amazon, and one point for every £2 spent elsewhere. Once you’ve earned 1,000 reward points, a £10 gift voucher will be credited to your Amazon account. This is an effective cashback rate of 0.75% for Amazon purchases and 0.5% on other spending.
  • Rewards as you spend with Amazon and elsewhere
  • No annual fee
  • New customers receive a £10 Amazon gift voucher
  • Regular Amazon shoppers get most benefit
  • Reward is gift card only

Sainsbury's Nectar Purchase Credit Card

  • £33*Cash Equivalent
  • £0Annual Fee
  • 18.9%APR
Am I eligible?
Minimum Age:18
Minimum Income:-
Credit Rating:Prime
Existing Customer:No
Additional account required:Yes
Representative ExampleRepresentative 18.9% APR variable.
*Rewards ScenarioCash equivalent is based on the amount of points you get by spending £6,000 a year/ £500 monthly (£250 with retailer and £250 elsewhere). One point = £0.005 Assuming card used in conjunction with Nectar Card. Two points earned per £1 on Sainsbury's shopping, one point per £5 spent elsewhere.
  • Long 0% purchase period
  • Earn Nectar points as you spend
  • Less useful for non-Sainsbury's shoppers

 

What is a reward credit card?

 

Every time you purchase something with a reward credit card you receive points that can later be redeemed against services and goods. Points can be exchanged for many things, depending on the provider; for example, you can get discounts on in-store purchases, flights, restaurants, gift cards etc.

 

 

Moneywise Best Buys

 

It can be really difficult to choose the right product. However, we have conducted our own rigorous research and carefully selected the best deals out there. Unlike our competitors, we do not get paid to show you products from certain companies (only our featured product box is paid for by an advertiser). Instead, we have independently chosen the products we feel are the best in the market. Only if you decide to apply for a product using the “Go to site” button will Moneywise receive a small payment from the product provider, but this does not influence the way we rank products – our aim is quite simply to present you with the best products.