We've found the best Credit Cards

  • We’ve reviewed the whole market so you don’t have to
  • Our impartial service shows you the best products in the market, even if we don’t earn commission
  • We look at the best rates and rewards, as well as customer scores
  • Looking for something different? You can browse the whole market here
  • If you think you’ve found a better card, get in touch
Share this
Saga Platinum Credit Card - Best for travel
  • 0% Foreign Currency Fees
  • 0% Interest on Purchases and Balance Transfers for the first 9 months
  • Representative 11.9% APR Variable

 

 

11.9% APR representative (variable) based on a credit limit of £1,200. Purchase rate 11.29% p.a. (variable)

American Express Platinum Cashback Everyday Card

  • £60*Cashback Earned
  • £0Annual Fee
  • 22.9%APR
Am I eligible?
Minimum Age:18
Minimum Income:-
Credit Rating:Prime
Existing Customer:No
Additional account required:No
Representative ExampleRepresentative 22.9% APR variable.
*Cashback ScenarioCash equivalent is based on the amount of cashback you get when spending £6,000 yearly (£500 per month). After the first three months you'll earn up to 1.25% cashback. This scenario excludes the introductory offer of 5%
  • Get 5% cashback max £100 on purchases made in your first 3 months of card membership
  • No annual fee
  • Some retailers don't accept payment by American Express cards

Asda Money Cashback Credit Card

  • £45*Cashback Earned
  • £0Annual Fee
  • 19.9%APR
Am I eligible?
Minimum Age:18
Minimum Income:£10,000
Credit Rating:Prime
Existing Customer:No
Additional account required:No
Representative ExampleRepresentative 19.9% APR variable.
*Cashback ScenarioYou earn 1% on shopping at Asda plus 0.5% when you shop elsewhere. Once you have accrued £2.50 you can convert this to a voucher to spend in Asda. If you spend £6,000 a year on this card, with half being in Asda, then you'll earn the equivalent of £45 in vouchers.
  • Rewards as you spend with Amazon and elsewhere
  • No annual fee
  • Only offers vouchers, not cash

Aqua Reward Credit Card

  • £30*Cashback Earned
  • £0Annual Fee
  • 34.9%APR
Am I eligible?
Minimum Age:18
Minimum Income:-
Credit Rating:Subprime
Existing Customer:No
Additional account required:No
Representative ExampleRepresentative 34.9% APR variable.
*Cashback ScenarioCash equivalent is based on the amount of cashback you get when spending £6,000 yearly (£500 per month).
  • Receive 0.5% cashback on all spending, up to a limit of £100 per year
  • Designed for those with a poor credit history, although anyone can apply
  • Beware of the high interest rate

 

What is a cashback credit card?

 

Every time you use this type of credit card, you’ll be paid a tiny sum of money back. Unlike reward credit cards, where you earn points to get a discount, here you get cash.

 

Moneywise Best Buys

 

It can be really difficult to choose the right product. However, we have conducted our own rigorous research and carefully selected the best deals out there. Unlike our competitors, we do not get paid to show you products from certain companies (only our featured product box is paid for by an advertiser). Instead, we have independently chosen the products we feel are the best in the market. Only if you decide to apply for a product using the “Go to site” button will Moneywise receive a small payment from the product provider, but this does not influence the way we rank products – our aim is quite simply to present you with the best products.