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      Account details Interest and charges Account ratings
      Interest rate on balances: 5.00% AER
      Interest free overdraft: £25
      Minimum monthly credit: £500
      Monthly charge: £0
      Trustworthiness - 4.35
      Online service - 4.4
      Call centre service - 4.11
      Branch service - 4.34
      Full detailsGo to site
      To earn 5%AER/4.89% Gross (variable) on balances up to £2000. You must deposit £500+ per month, register of internet banking, opt for bank statements and paperless correspondence.

      Interest rate on balances: 0.00% AER
      Interest free overdraft: £250
      Minimum monthly credit: £0
      Monthly charge: £0
      Trustworthiness - 4.82
      Online service - 4.79
      Call centre service - 4.85
      Branch service - 4.45
      Full detailsGo to site
      Generous joining incentive of £100. A very customer-focused proposition with real people taking calls.
      Interest rate on balances: 0.00% AER
      Interest free overdraft: £0
      Minimum monthly credit: £0
      Monthly charge: £0
      Trustworthiness - 4.9
      Online service - 4.85
      Call centre service - 4.83
      Branch service - 4.94
      Full details
      Interest rate on balances: 0.00% AER
      Interest free overdraft: £0
      Minimum monthly credit: £0
      Monthly charge: £0
      Trustworthiness - 4.29
      Online service - 4.29
      Call centre service - 4.3
      Branch service - 4.05
      Full details

      Interest rate on balances: 5.00% AER
      Interest free overdraft: £0
      Minimum monthly credit: £1,000
      Monthly charge: £0
      Trustworthiness - 4.66
      Online service - 4.63
      Call centre service - 4.38
      Branch service - 4.53
      Full detailsGo to site
      5% AER (4.89% gross p.a) in-credit interest on balances up to £2,500 for customers paying in £1,000 per month for first year. Offers fee-free overdraft in first year.

      Interest rate on balances: 3.00% AER
      Interest free overdraft: £100
      Minimum monthly credit: £0
      Monthly charge: £10
      Trustworthiness - 4.66
      Online service - 4.63
      Call centre service - 4.38
      Branch service - 4.53
      Full detailsGo to site
      Monthly fee gets you interest on balances. Travel, mobile and breakdown insurance. Commission free withdrawals.
      Interest rate on balances: 1.50% AER
      Interest free overdraft: £0
      Minimum monthly credit: £500
      Monthly charge: £5
      Trustworthiness - 4.31
      Online service - 4.4
      Call centre service - 4.06
      Branch service - 4.31
      Full details
      A competitive rate of interest and cashback on a variety of household bills, but with a £5 monthly fee.

      Interest rate on balances: 0.00% AER
      Interest free overdraft: £10
      Minimum monthly credit: £0
      Monthly charge: £0
      Trustworthiness - 4.22
      Online service - 4.27
      Call centre service - 3.98
      Branch service - 4.16
      Full detailsGo to site
      Free overdraft control facility and access to cash without your card in emergency.
      Interest rate on balances: 0.00% AER
      Interest free overdraft: £0
      Minimum monthly credit: £750
      Monthly charge: £0
      Trustworthiness - 4.26
      Online service - 4.31
      Call centre service - 4.05
      Branch service - 4.24
      Full details
      Monthly cashback, joining incentive plus six months free overdraft with daily charges thereafter.

      Interest rate on balances: 0.00% AER
      Interest free overdraft: £250
      Minimum monthly credit: £0
      Monthly charge: £15
      Trustworthiness - 4.82
      Online service - 4.79
      Call centre service - 4.85
      Branch service - 4.45
      Full details
      For monthly fee you get First Account plus insurance benefits and commission free traveller cheques.
      Interest rate on balances: 0.00% AER
      Interest free overdraft: £0
      Minimum monthly credit: £0
      Monthly charge: £0
      Trustworthiness - 4.16
      Online service - 4.35
      Call centre service - 3.83
      Branch service - 4.06
      Full details
      Add different packs of benefits for monthly fee and manage your money on the move with mobile app.