Clydesdale Bank: Personal Loan
- Provider: Clydesdale Bank
- Product: Personal Loan
- Funded by: provider
Representative example: The representative APR is 5.1% so if you borrow £10,000 over 60 months at a rate of 5.1% p.a. (fixed) you will repay £189.17 per month and £11,350.25 in total.
| Loan and application details | |
| Loan details | |
| Rate tiers | £1,000 - £2,999 - 23.9% £2,999 - £4,999 - 17.9% £4,999 - £7,499 - 7.1% £7,499 - £15,000 - 5.1% £15,000 - £25,000 - 7.3% |
| Risk based pricing | |
| Minimum / Maximum term | 12 to 84 months |
| Minimum / Maximum term restrictions | Terms longer than 5 years are only available for loans greater than £7,500. |
| Minimum / Maximum advance | £1,000 to £25,000 |
| Application information | |
| Minimum age | 23 years |
| Minimum income | £15,000 |
| Existing customers only | |
| Geographical restrictions | |
| Arrangement fee | £0 |
| Direct debit required | |
| Internet loan | |
| Online decision | |
| Postal loan | |
| Branch loan | |
| Telephone loan | |
| Joint application allowed | |
| Debt consolidation allowed | |
| Managing the loan | |
| Loan options | |
| Early redemption charge | 58 days |
| Deferred start | no |
| Repayment breaks | no |
| Flexible rescheduling | yes |
| Product data provided by Defaqto |
