Clydesdale Bank: B Current

Provider:
Clydesdale Bank
Account:B Current
Account ratings
Account ratings
Online service - 4.24
Call centre service - 3.91
Branch service - 3.92
Trustworthiness - 4.23
Opening the account
Minimum Income £0
Minimum Age 16 years
Maximum Age -
Existing customers only -
Area restrictions There are no area restrictions.
Overdrafts and charges
Monthly Charge -
Overdraft facilities
Automatic overdraft facility £0
Interest Free Overdraft Limit £0
Authorised overdraft rate 12.5% APR/EAR
Unauthorised overdraft rate 0% APR/EAR
Overdraft related charges Paid item max fee - £0
Paid item max no - 0
Unpaid item max fee - £100
-
Stepped cheque charge - £10
Overseas charges (Europe only) Forex fee - 0%
Charge for £100 ATM withdrawal - £4
Charge for £100 debit card transaction - £3
Account charges ATM withdrawal - £0
Transactions - £0
Bankers draft - £30
Special clearance - £15
CHAPS - £24
Duplicate statement - £5
Interest rates and other incentives
Headline interest rate 0.5% AER
Rate tiers
Gross Rate Excluding BonusGross Rate Including BonusAER
£10.50%0.50%0.50%
£2,0010.00%0.00%0.00%
Maximum balance for interest £2,000
Minimum initial deposit £0
Minimum Monthly Credit £0
Interest paid Monthly
Incentives Annual travel insurance -
Breakdown insurance -
Discount vouchers -
Savings sweep -
Other Insurance - no
Other incentive - Account holders with a Clydesdale Bank or Yorkshire Bank offset mortgage, can offset the balance against their mortgage.
Service information
Free banking
Account access Telephone
Branch
Internet
Post office
Services available Standing order
Direct debit
Bill payment
Round-up savings
Text alerts
Text mini statements
ATM mini statements
Cards / cheques provided Debit card
ATM card
Passbook
Maximum ATM withdrawal £500
Time for cheque to clear 4 days
Statement frequency monthly