Personal loan providers are jostling for position at the top of the best buy tables. Here's our roundup of this week's cheapest deals, whether you're looking to do up the house, get a new car or consolidate existing debts.

Saga Platinum Credit Card - Best for travel
  • 0% Foreign Currency Fees
  • 0% Interest on Purchases and Balance Transfers for the first 9 months
  • Representative 11.9% APR Variable



11.9% APR representative (variable) based on a credit limit of £1,200. Purchase rate 11.29% p.a. (variable)

Hitachi Personal Finance
  • Loans range from £2,500 to £15,000, for a term of 2 years to 5 years
  • 3.8% APR Representative* on loans between £7,500 and £15,000
  • Easy online application, instant decision

*Loan rates subject to status. Please read the eligibility criteria by clicking the button on the right.

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  • If you don't want to go cap in hand to one of the big high street banks, we explore the other alternatives now available.

  • IOU piggy bank

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  • holding hands

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Sainsbury's Bank
Nectar Purchase Credit Card

0% for 28 months 18.9% Representative APR Full details

Tesco Bank
Clubcard Credit Card (Purchase)

0% for 28 months 18.9% Representative APR Full details

Post Office Money
Matched Card

0% for 27 months 18.9% Representative APR Full details
Based on a credit limit of £1200 charged at 18.9% variable p a for purchases. Representative 18.9% APR variable.

Virgin Money
Virgin Purchase Credit Card

0% for 27 months 19.9% Representative APR Full details
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