Loans

  • Can you save more by using credit unions?
    holding hands

    By showing a softer side, credit unions are winning over customers seeking a credible alternative to the big high street banks.

  • Is social lending safe and does it make sense?

    Our expert advises a reader on the risks attached to social lending and offers some viable alternatives.

  • Why we're being mugged in the credit market
    mugged

    The Libyan people didn't need any help from our government in killing their reviled leader, Colonel Muammar Gaddafi. They just did it themselves. There you go, Cameron - the Big Society in action.

  • Buyers' Guide - Personal Loans
    MWTV

    If you want to borrow some money for a new car or to do up your house a personal loan is often the answer. But do you know how to get the best deal? Let Moneywise help with our Buyers' Guide.

  • Payday loans: a helping hand or a deal with the devil?
    Sharks circling

    Short-term loans provide a financial lifeline but can have sky-high interest rates. Moneywise explores whether it's ever worth taking one out.

  • Should I get a personal loan or use a credit card?
    MWTV

    Providers are constantly cutting their rates in the personal loan market, so are they now a better option than credit cards? Nathalie Bonney looks at both.

  • How to choose a personal loan
    MW TV

    Navigating the personal loan market doesn't have to be daunting - let Moneywise TV show you how to pick the right deal for you.

  • The student loan swindle

    After five glorious interest-free years, Cathy Adams discovers just how much interest she'll now be paying on her student loan

  • Top 5 Comparison Criteria for Bank Loans

    Whether you want to invest in a new kitchen before selling your house or need to consolidate several existing debts into one manageable monthly payment, bank loans can be a solution. But with so many money lenders on the market – each with their own, jargon-loaded small print – it can be a harrowing task to search for the appropriate funding option for your unique situation. The best way to compare them is by focusing on the following factors.

  • Is your credit rating holding you back?
    Gingerbread men

    Your credit report is used by lenders as a personal reference, so it's important to ensure it is accurate. IFA Joanne Roberts helps a Moneywise reader concerned that her report is stopping her from getting on the property ladder.