Cut your debts

  • Could bankruptcy be the solution to my debt worries?
    bankruptcy

    Our expert advises a Moneywise reader on whether declaring bankruptcy is a better option that struggling to keep up with debt payments.

  • Clear your overdraft for good
    calculator and debts

    Are you struggling to stay in the black? Follow our six tips to help clear your debt for good.

  • Five ways to ditch your financial bad habits
    waste bin

    With springtime rapidly approaching, now is the perfect opportunity to kick your financial vices and get into better financial shape. Here are five bad money habits you should ditch right away.

  • Britain: the debt-ridden island
    drowning in debt

    Every four minutes and 21 seconds, someone in the UK is declared bankrupt. Debt has become a pandemic - it's time for action.

  • Which is best for dealing with debt: credit cards, loans or overdrafts?

    It's likely that now and again you'll need to go into debt to cover one-off expenses. So what is the wisest option? Christine looks at the individual pros and cons of credit cards, loans and overdrafts.

  • Get rid of your Christmas and New Year debt
    bills

    The average Brit is now in debt from both Christmas 2010 and 2011, according to a survey from myvouchercodes.co.uk. So if you're struggling with your debts, here's what you can do right now to ease the burden.

  • Pay off your debt and improve your finances in 2012
    debt being rubbed out

    Given the battering our finances took in 2011, resolutions with a financial twist may be in order – and unlike some of the flash-in-the-pan vows we make (to eat, smoke, drink less and exercise more), fixing our finances for 2012 could have a lasting impact.

  • Know your debt rights
    Distressed man

    Whether you're concerned about repossession, the bailiffs calling or your loved ones inheriting your debt, struggling to cope with debt can be a terrible experience. So make sure you know your rights.

  • Ditch your debt woes for good
    Credit cards

    Balance transfers are a great way to avoid unnecessary credit card charges, but there are pitfalls to be aware of.

  • How to get out of debt
    TV

    If you're worried about your debts racking up, find out how you can clean the slate with Moneywise TV.