Cards & Loans

Credit cards are seen as an essential item today, but be sure to choose the right one for your needs. Moneywise reviews the best credit card deals on the market.

Editor's Picks

Credit Cards
Loans

Barclaycard Barclaycard Platinum With BT (27 Mths)	0% for 27 months(2.98% fee)	18.9% Representative APR	Full details
Virgin Money Virgin Balance Transfer Credit Card	0% for 26 months(2.99% fee)	17.9% Representative APR	Full details
Barclaycard Barclaycard Platinum With BT (26 Mths)	0% for 26 months(2.47% fee)	18.9% Representative APR	Full details
NatWest Platinum Card (Online)	0% for 26 months(2.65% fee)	18.9% Representative APR	Full details
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Halifax 17 Month Purchase Credit Card	0% for 17 months	16.9% Representative APR	Full details
Tesco Bank Tesco Clubcard Credit Card (Purchase)	0% for 16 months	16.9% Representative APR	Full details
M&S Bank M&S Credit Card	0% for 15 months	15.9% Representative APR	Full details
NatWest YourPoints World MasterCard	0% for 15 months	16.9% Representative APR	Full details
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Sainsbury's Bank Sainsbury's Cashback Low Rate Credit Card	Cashback	7.8% Representative APR	Full details
Sainsbury's Bank Sainsbury's Nectar Low Rate Credit Card	Points Scheme	7.8% Representative APR	Full details
Sainsbury's Bank Sainsbury's Nectar Low Rate Credit Card Ex/C	Points Scheme	7.8% Representative APR	Full details
NatWest Visa Low Rate Credit Card	No loyalty schemes	9.9% Representative APR	Full details
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American Express Platinum Cashback Credit Card	Cashback	18.7% Representative APR(incl annual fee of £25)	Full details
Santander Santander 123 Credit Card	Cashback	22.8% Representative APR(incl annual fee of £24)	Full details
AA AA Members Reward Credit Card Ex/C	Points Scheme	16.9% Representative APR	Full details
Creation Financial Services Creation Cashback Card	Cashback	18.9% Representative APR	Full details
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Halifax Clarity Credit Card	Charge on overseas spending: 0 Charge on cash withdrawals: 0%	12.9% Representative APR	Full details
Halifax Clarity Credit Card (Online)	Charge on overseas spending: 0 Charge on cash withdrawals: 0%	12.9% Representative APR	Full details
Halifax Rewards Clarity Credit Card	Charge on overseas spending: 0 Charge on cash withdrawals: 0%	12.9% Representative APR	Full details
Metro Bank Personal Credit Card	Charge on overseas spending: 0 Charge on cash withdrawals: 0%	13.0% Representative APR	Full details
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RateSetter 1 Year Loan	6.6% Representative APR	£86.34 per month £1,036.11 in total	Full details
HSBC Graduate Loan	12.9% Representative APR	£89.27 per month £1,071.24 in total	Full details
Wesleyan Bank Limited Personal Loan	13.9% Representative APR	£89.74 per month £1,076.88 in total	Full details
Zopa Personal Loan	14.2% Representative APR	£89.88 per month £1,078.57 in total	Full details
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Car Loan 4U Car Loan (Semi-Exclusive)	5.9% Representative APR	£151.88 per month £5,467.80 in total	Full details Go to site
Creditplus Car Loan (Excellent Rating)	5.9% Representative APR	£151.88 per month £5,467.80 in total	Full details
HSBC Graduate Loan	5.9% Representative APR	£151.88 per month £5,467.80 in total	Full details
Car Loan 4U Car Loan (Excellent Credit History)	5.9% Representative APR	£151.88 per month £5,467.80 in total	Full details Go to site
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Zopa Personal Loan	5.0% Representative APR	£188.71 per month £11,322.74 in total	Full details
M&S Bank Personal Loan (Existing Customers)	5.0% Representative APR	£188.71 per month £11,322.74 in total	Full details
Derbyshire Personal Loan	5.0% Representative APR	£188.71 per month £11,322.74 in total	Full details Go to site
Yorkshire Bank Personal Loan	5.1% Representative APR	£189.17 per month £11,350.25 in total	Full details
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Zopa Personal Loan	5.0% Representative APR	£283.07 per month £16,984.11 in total	Full details
M&S Bank Personal Loan (Existing Customers)	5.0% Representative APR	£283.07 per month £16,984.11 in total	Full details
Derbyshire Personal Loan	5.0% Representative APR	£283.07 per month £16,984.11 in total	Full details Go to site
Yorkshire Bank Personal Loan	5.1% Representative APR	£283.76 per month £17,025.37 in total	Full details
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HSBC Premier Loan	5.7% Representative APR	£361.63 per month £30,376.84 in total	Full details
HSBC Graduate Loan	5.9% Representative APR	£364.02 per month £30,577.39 in total	Full details
Yorkshire Bank Personal Loan	7.0% Representative APR	£377.32 per month £31,694.63 in total	Full details
Clydesdale Bank Personal Loan	7.0% Representative APR	£377.32 per month £31,694.63 in total	Full details
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Credit cards
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Credit cards are seen as an essential item today, but be sure to choose the right one for your needs. Moneywise reviews the best credit card deals on the market.
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