Cards & Loans

It's likely that now and again you'll need to go into debt to cover one-off expenses. So what is the wisest option? Moneywise looks at the individual pros and cons of credit cards, loans and overdrafts.

A good credit record will boost your chances of securing the best deals when you need to borrow money. Moneywise TV gives the lowdown on what to do to improve your rating.

Halifax
17 Month Purchase Credit Card

0% for 17 months 16.9% Representative APR Full details

Tesco Bank
Tesco Clubcard Credit Card (Purchase)

0% for 16 months 16.9% Representative APR Full details

M&S Bank
M&S Credit Card

0% for 15 months 15.9% Representative APR Full details

NatWest
YourPoints World MasterCard

0% for 15 months 16.9% Representative APR Full details
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