Capital One : Classic Card

Provider:Capital One
Card Name:Classic Card
Networks available:Mastercard
Classic Card
Capital One  was voted a trusted provider in the latest Moneywise Consumer Opinion Survey
Rates & Fees
Introductory offers
Intro balance transfer ratena%
Intro balance transfer periodno intro offer
Intro balance transfer fee3%
Intro purchase rate0%
Intro purchase date0% until 19 Sep 2016
Other rates and fees
Representative APR34.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals34.9%
Charges and payments
Charge on overseas spending2.75%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesCan help strengthen credit history. Choice of card design available upon application. Six designs available. Free Identity Alert Service provided by Equifax.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionCapital One provides Identity Theft Assistance to their cardholders who become victims of identity theft, in the form of an advisor who will assist in the restoration of their credit score. Cardholders can register free online for identity alerts powered by Equifax.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingSubprime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck