insert your monthly mortgage repayments or rent

insert the monthly cost of Council Tax

insert the monthly amount you spend on electricity

insert the monthly amount you spend on gas, if applicable

insert the monthly amount you spend on water

insert the total amount you spend each month on your landline telephone and the internet. Include the cost of satellite TV if applicable

insert your monthly mobile phone line rental and the cost of making calls and texts

insert the monthly cost of your TV licence – a colour TV licence costs £142.50 a year

insert your monthly repayments on any personal, secured or unsecured loans, not including your student loan, mortgage or credit card

insert your monthly student loan repayment if applicable, referring to your payslip in necessary

insert the monthly amount you spend on clearing your credit card debt – this may be a set direct debit amount or an estimate

insert the monthly amount you spend on clearing your credit card debt – this may be a set direct debit amount or an estimate

insert the monthly amount you spend on insurance, including protection products such as life insurance or income protection, as well as general insurance policies like home and contents, and car

insert the monthly amount of money you put into your savings or investments

if you pay for your current account, include the monthly cost here

insert your monthly spend on food. If you include the cost of eating out, then make sure you take this into account when working out your monthly spend on socializing in the non-essential spending box below

insert your monthly gym membership fees if applicable

insert the monthly amount you spend on personal grooming, such as haircuts etc. Also include the amount you spend on beauty products, from shampoo to make-up

insert the amount you spend each month on travel, such as petrol, travel passes etc. If you have a car, include the monthly cost of tax, MOTs etc

insert the amount you spend each month on childcare, including babysitters

insert the monthly amount you give to charity

insert the amount you spend each month on health

insert the amount you spend each month on magazines – include any regular subscriptions to newspapers, but make sure you take this into account in the non-essential spending box below

insert any other regular essential monthly spend