British Airways: Credit Card

Provider:British Airways
Card Name:Credit Card
Networks available:Amex
Credit Card
Rates & Fees
Introductory offers
Intro balance transfer ratena%
Intro balance transfer periodno intro offer
Intro balance transfer fee3%
Intro purchase rate0%
Intro purchase periodno intro offer
Other rates and fees
Representative APR22.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals27.9%
Charges and payments
Charge on overseas spending2.99%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
AirmilesBA Avios Programme: 9,000 Bonus Avios awarded if the cardholder spends £1,000 within three months of account opening. 1 Avios for every £1.00 of qualifying spend on the card. Automatically enrolled as an Executive Club member, if not already, on account opening. If a cardholder makes £20,000 of qualifying spend in an anniversary year, they will receive a free ticket for a companion, on the same flight, when the miles are redeemed for a BA flight.
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesPreferred Seating - available to all Card members, Preferred Seating provides access to music, theatre and film events. Priority access to some buy tickets before they go on general sale Card holders are automatically enrolled to the British Airways Executive Club including priority on standby waiting lists. Amex Offers Exclusive discounts and offers from American Express.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protectionFree purchase protection is available.
Internet fraud protectionFraud Protection Guarantee: Victims of fraud won't be held responsible for any fraudulent charges , as long as theyve taken reasonable care to protect their account details and PIN. Moreover, as soon as AMEX is alerted to fraud, thayll do all they can to resolve the matter and return the account to normal. For example, theyll credit the account in full as soon as possible, and arrange a replacement Card, with a new secure card number. For added protection, cardholders should always check their statements. This can be done online with online services, where transactions can be checked daily. Or, if registered for Card Alerts, cardholders can monitor their account activity, with weekly account balance updates by email or text message.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck