Black Diamond : Credit Card

Provider:Black Diamond
Card Name:Credit Card
Networks available:Visa
Credit Card
Rates & Fees
Introductory offers
Intro balance transfer ratena%
Intro balance transfer periodno intro offer
Intro balance transfer feena%
Balance transfer limit£0
Intro purchase rate0%
Intro purchase periodno intro offer
Other rates and fees
Representative APR59.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals69.9%
Charges and payments
Charge on overseas spending2.99%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other Incentives-
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionIf the cardholder's Vanquis Card is observed being used in unusual transactions or in a suspicious manner, Vanquis will call the customer to confirm if the transactions were authentic/ authorised.
Opening and managing the account
Application information
Minimum age18 years
Minimum income£4,000 per annum
Credit ratingSubprime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck