Barclays: Bank Account + Blue Rewards

Provider:
Barclays
Account:Bank Account + Blue Rewards
Account ratings
Account ratings
Online service - 4.35
Call centre service - 3.83
Branch service - 4.06
Trustworthiness - 4.16
Opening the account
Minimum Income £0
Minimum Age 18 years
Maximum Age -
Existing customers only -
Area restrictions There are no area restrictions.
Overdrafts and charges
Monthly Charge £3
Overdraft facilities
Automatic overdraft facility £0
Interest Free Overdraft Limit £0
Authorised overdraft rate 0% APR/EAR
Unauthorised overdraft rate 0% APR/EAR
Overdraft related charges Paid item max fee - £0
Paid item max no - 0
Unpaid item max fee - £0
Unpaid item max no - 1
Stepped cheque charge - £13
Overseas charges (Europe only) Forex fee - 2.99%
Charge for £100 ATM withdrawal - £2
Charge for £100 debit card transaction - £0
Account charges ATM withdrawal - £0
Transactions - £0
Bankers draft - £15
Special clearance - £20
CHAPS - £25
Duplicate statement - £5
Interest rates and other incentives
Headline interest rate 0% AER
Rate tiers
Gross Rate Excluding BonusGross Rate Including BonusAER
£10.00%0.00%0.00%
Maximum balance for interest -
Minimum initial deposit £0
Minimum Monthly Credit £800
Interest paid na
Incentives Annual travel insurance -
Breakdown insurance -
Discount vouchers -
Savings sweep -
Other Insurance - no
Other incentive - Free Kaspersky Internet and Mobile security technology to protect phones and computers is available to download to customers who has online or mobile banking. A secure online document storage and management service is available through online banking. SmartSpend - a service available to online banking customers with eligible accounts, giving easy access to product and services, designed to save the customer time and money. SmartSpend gives access to ClicThat (a service exclusive to Barclays), the Energy Helpline and travel cashback through a selected partner.
Service information
Free banking
Account access Telephone
Branch
Internet
Post office
Services available Standing order
Direct debit
Bill payment
Round-up savings
Text alerts
Text mini statements
ATM mini statements
Cards / cheques provided Debit card
ATM card
Passbook
Maximum ATM withdrawal £300
Time for cheque to clear 4 days
Statement frequency on-line