Barclaycard: Barclaycard Platinum Simplicity
- Provider: Barclaycard
- Card Name: Barclaycard Platinum Simplicity
- Networks available:
- Card type: platinum
- Issuer: Barclaycard
| Rates & Fees | |
| Introductory offers | |
| Intro balance transfer rate | na% |
| Intro balance transfer period | no intro offer |
| Intro balance transfer fee | 0% |
| Intro purchase rate | 0% |
| Intro purchase period | no intro offer |
| Other rates and fees | |
| Representative APR | 7.9% APR (Representative) |
| Interest free period | 56 days |
| Interest charged from | date of trans debit |
| Annual fee | £0 |
| Interest on cash withdrawals | 15.8% |
| Charges and payments | |
| Charge on overseas spending | 2.99% |
| Charge on cash withdrawals | 2.99% of withdrawal (minimum £2.99) |
| Charge for going over limit | £12 |
| Charge for late payment | £12 |
| Charge for returned payment | £12 |
| Rewards & Benefits | |
| Spending Rewards | |
| Cashback Rewards | - |
| Airmiles | - |
| Points Scheme | - |
| Shopping Rewards | 7% discount off holidays when booking through Thomas Cook and the standard 2.25% booking fee is paid by Barclaycard. Discounts available at selected retailers. See www.barclaycard.co.uk for full details. |
| Charity Rewards | - |
| Other Incentives | Barclaycard Travel Service: Worldwide Assistance - Help to replace lost/stolen passport or travel documents; Legal and Medical Assistance with a local English-speaking lawyer or doctor; help getting home in an emergency; interpretation. Barclaycard Unwind: Keep up to date with the latest events Access to footage and live sessions Discover latest music news, reviews and recommendations Tickets reserved for up to 7 days |
| Cardholder benefits | |
| 0% on overseas purchases |  |
| Travel insurance | - |
| Warranty cover | - |
| Purchase protection | Free Purchase Protection is available. |
| Internet fraud protection | Barclaycard keep an active lookout for unusual activity on all card accounts. If fraud is suspected, Barclaycard will contact the cardholder to verify suspicious transactions. Cardholders will not be liable for fraudulent transactions that take place without their knowledge. |
| Opening and managing the account | |
| Application information | |
| Minimum age | 18 years |
| Minimum income | £0 per annum |
| Credit rating | Prime |
| Existing customers only | - |
| Additional account required | - |
| Apply online |  |
| Account services | |
| Manage online | |
| Text updates | |
| Cheque book | |
| Payment protection | |
| Product data provided by Defaqto |
