Current accounts

Moneywise reviews the best and worst current accounts

If you're fed up with your current account, it's never been easier to switch to a better deal, but with so many options it's difficult to know where to start.

Newcastle Building Society
Newcastle Big Home Saver

3.00% AER
(Easy access)
Min deposit: £1
Max deposit: unlimited
Max balance: £1,000,000
 Full details

Ulster Bank (NI)
Private Reserve Ex/C

2.31% AER
(Easy access)
Min deposit: £10,000
Max deposit: unlimited
Max balance: unlimited
 Full details

Stafford Railway
Pullman Monthly

1.80% AER
(Easy access)
Min deposit: £25,000
Max deposit: unlimited
Max balance: £500,000
 Full details

National Savings & Investments
Income Bond

1.76% AER
(Easy access)
Min deposit: £500
Max deposit: unlimited
Max balance: £1,000,000
 Full details
Compare Savings
data provided by Defaqto
  • MWTV
    Buyers' Guide - Current Accounts

    Our most used financial service is often our most neglected, but if you aren't happy with your current account it pays to switch. Moneywise TV explains how to pick the right one for you.

  • Paid-for accounts: are they worth the cost?

    Chances are you're hassled to upgrade your free account to a paid-for package every time you visit your branch. But are the benefits such accounts offer good value or just another way for banks to...

  • Is it worth paying for your current account?

    Paid for or premium accounts cost on average £14.05 a month but do you need to pay for your current account? Nathalie Bonney takes a closer look at banks' latest moneyspinners.

  • Can you bank ethically in Britain?

    You don't have to line the devil's pockets. Pick a bank that cares about the greater good instead of profit.

  • MWTV
    How I made £100 from my bank

    Moneywise always talk about how easy it is to switch current accounts. Johanna Gornitzki decided to practice what we preach - here's how she got on.

  • The death of the cheque

    Consumers who use cheques on a regular basis may be a dwindling band, but there are good reasons why many people and businesses still rely on them, says Laura Howard.

  • Switching banks could become quicker and easier

    Switching banks is due to become much easier and quicker as George Osborne has promised to deliver a shot in the arm to the banks and more than halve the time it takes to change account.

  • Tower of cards
    How protected is your bank?

    Spreading your money out to get full protection is easier said than done, as many separate banks are authorised as the same firm. Moneywise has compiled a list of banks and building societies so...

  • M&S, Tesco and Virgin to challenge the banking giants

    Once upon a time there were just four banks on the high street, and consumers had little choice but to bank with one of them. Fast forward 100 years and the financial landscape of the high street...

  • Closed sign
    Why bank closures are putting entire towns in jeopardy

    With more bank closures planned for 2013, communities up and down the country are seeing its impact on residents and businesses.