Bank of Scotland: Platinum Balance Transfer Card (24/24 Mths)

Provider:Bank of Scotland
Card Name:Platinum Balance Transfer Card (24/24 Mths)
Networks available:Mastercard
Platinum Balance Transfer Card (24/24 Mths)
Rates & Fees
Introductory offers
Intro balance transfer rate0%
Intro balance transfer period0% for 24 months
Intro balance transfer fee2.5%
Intro purchase rate0%
Intro purchase period0% for 24 months
Other rates and fees
Representative APR18.9% APR (Representative)
Interest free period56 days
Interest charged fromdate of trans debit
Annual fee£0
Interest on cash withdrawals19.0%
Charges and payments
Charge on overseas spending2.95%
Charge on cash withdrawals3% of withdrawal (minimum £3)
Charge for going over limit£12
Charge for late payment£12
Charge for returned payment£12
Rewards & Benefits
Spending Rewards
Cashback Rewards-
Points Scheme-
Shopping Rewards-
Charity Rewards-
Other IncentivesEveryday Offers - cashback offers available at participating retailers when the customer shops with their credit card (credit card customers must also hold a current account with the Bank) when the customer registers for Everyday Offers. Available to customers 18 and over, that are registered for online banking and hold a debit card and a credit card. Retailer offers and cashback amounts vary. Cashback will be paid to the customer's current account. It's on Us - as part of Everyday Offers, any customer registered for Everyday Offers will be entered into a monthly competition to have a debit or credit card transaction refunded up to the value of £500. Transactions will be selected at random and repaid to the current account at the end of the following month.
Cardholder benefits
0% on overseas purchasesCheck
Travel insurance-
Warranty cover-
Purchase protection-
Internet fraud protectionShopping online safely: Every time the cardholder uses their card for online purchases with participating companies, they'll be asked to confirm the purchase by entering their unique password on a secure and completely confidential pop-up screen. Online Fraud Guarantee: If a customer of Bank of Scotland's online service is a victim of online fraud, BOS guarantee that they won't lose any money from their account, and will always be reimbursed in full. IdentityCare: For £6.95 a month, IdentityCare will help protect against fraudulent use of the cardholder's name and personal details. If the cardholder becomes a victim of identity theft, they will be provided with legal expenses cover with a dedicated solicitor to restore their identity. IdentityCare provides: ' A credit report so that the cardholder knows what information lenders hold on them ' An 'early warning' credit monitoring service ' Up to £25,000 towards legal expenses ' Up to £25,000 towards fraud on card based accounts ' Up to £1,000 emergency cash ' A credit file correction service ' Unlimited access to the identitycare customer service line
Opening and managing the account
Application information
Minimum age18 years
Minimum income£0 per annum
Credit ratingPrime
Existing customers only-
Additional account required-
Apply onlineCheck
Maximum credit limit£0
Account services
Manage onlineCheck
Cheque bookCheck