Bank of Ireland (NI): MoneyBack Gold MasterCard
- Provider: Bank of Ireland (NI)
- Card Name: MoneyBack Gold MasterCard
- Networks available:
- Card type: gold
- Issuer: Bank of Ireland (NI)
| Rates & Fees | |
| Introductory offers | |
| Intro balance transfer rate | 0% |
| Intro balance transfer period | 0% for 6 months |
| Intro balance transfer fee | 2.98% |
| Intro purchase rate | 0% |
| Intro purchase period | 0% for 3 months |
| Other rates and fees | |
| Representative APR | 17.9% APR (Representative) |
| Interest free period | 51 days |
| Interest charged from | date of trans debit |
| Annual fee | £0 |
| Interest on cash withdrawals | 24.9% |
| Charges and payments | |
| Charge on overseas spending | 2.75% |
| Charge on cash withdrawals | 2.5% of withdrawal (minimum £3) |
| Charge for going over limit | £12 |
| Charge for late payment | £12 |
| Charge for returned payment | £12 |
| Rewards & Benefits | |
| Spending Rewards | |
| Cashback Rewards | Customers are eligible to earn 0.5% cashback on all purchases (subject to maximum £75 cashback reward). |
| Airmiles | - |
| Points Scheme | - |
| Shopping Rewards | - |
| Charity Rewards | - |
| Other Incentives | - |
| Cardholder benefits | |
| 0% on overseas purchases |  |
| Travel insurance | - |
| Warranty cover | - |
| Purchase protection | - |
| Internet fraud protection | Unless Bank of Ireland can show that the cardholder has acted fraudulently or without reasonable care, the cardholder's liability for the misuse of their card will be limited as follows: ' If someone else uses a card before the cardholder tells Bank of Ireland it has been lost or stolen or that someone else knows their PIN, the most they will have to pay is £50 ' If someone else uses the cardholder's card details without permission and the card has not been lost or stolen, the cardholder will not have to pay anything ' If someone else uses the cardholder's card details without permission for a transaction where the cardholder does not need to be present (i.e.: online), the cardholder will not have to pay anything ' If a card is used before the cardholder has received it, the cardholder will not have to pay anything. |
| Opening and managing the account | |
| Application information | |
| Minimum age | 18 years |
| Minimum income | £20,000 per annum |
| Credit rating | Prime |
| Existing customers only | - |
| Additional account required | - |
| Apply online |  |
| Account services | |
| Manage online | |
| Text updates | |
| Cheque book | |
| Payment protection | |
| Product data provided by Defaqto |
