We've found the best Current Accounts

  • We’ve reviewed the whole market so you don’t have to
  • Our impartial service shows you the best products in the market, even if we don’t earn commission
  • We look at the best rates and rewards, as well as customer scores
  • Looking for something different? You can browse the whole market here
  • If you think you’ve found a better current account, get in touch
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first direct 1st Account
firstdirect
  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service

 

*Terms & Conditions apply

Metro Bank Personal Current Account

  • 4.90Customer Score
Am I eligible?
Minimum Income:-
Minimum Age:18
Maximum Age:-
Existing Customers:No
Additional Account required:No
Area Restrictions:There are no area restrictions.
Minimum Monthly Credit£0
Account Charge£0
Online Service4.85
Call centre Service4.83
Branch Service4.94
  • Debit card free to use in Europe
  • Mastercard PayPass contactless debit card
  • No interest paid on credit balances

Nationwide FlexDirect

  • 4.66Customer Score
Am I eligible?
Minimum Income:-
Minimum Age:18
Maximum Age:-
Existing Customers:No
Additional Account required:No
Area Restrictions:There are no area restrictions that apply to this account.
Minimum Monthly Credit£1,000
Account Charge£0
Online Service4.63
Call centre Service4.38
Branch Service4.53
  • Fee free overdraft for 12 months
  • Access to exclusive rates and deals on other Nationwide products
  • 5% interest paid on balances up to £2,500 for first year.
  • The 5% rate is an introductory offer and only lasts for the first 12 months. From year two the rate drops dramatically to just 1% on the first £2,500 balance

Firstdirect 1st Account

  • 4.82Customer Score
Am I eligible?
Minimum Income:-
Minimum Age:18
Maximum Age:-
Existing Customers:No
Additional Account required:No
Area Restrictions:There are no area restrictions.
Minimum Monthly Credit£0
Account Charge£0
Online Service4.79
Call centre Service4.85
Branch Service4.45
  • £100 sign up fee - and £100 if you choose to leave after six months
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service
  • No interest paid on credit balances

 

How do we rank them?

 

Good customer service is crucial. This year, 35,000 people voted for the best financial services providers for customer service in our Moneywise Consumer Opinion Survey, which forms the basis of our Customer Service Awards. The best buy accounts in this section are from providers people voted their favourites.

 

If you would like to see a list of the winners in this year’s Moneywise Customer Service Awards, you can view the results here.

 

Moneywise Best Buys

 

It can be really difficult to choose the right product. However, we have conducted our own rigorous research and carefully selected the best deals out there. Unlike our competitors, we do not get paid to show you products from certain companies (only our featured product box is paid for by an advertiser). Instead, we have independently chosen the products we feel are the best in the market. Only if you decide to apply for a product using the “Go to site” button will Moneywise receive a small payment from the product provider, but this does not influence the way we rank products – our aim is quite simply to present you with the best products.