We've found the best Current Accounts

  • We’ve reviewed the whole market so you don’t have to
  • Our impartial service shows you the best products in the market, even if we don’t earn commission
  • We look at the best rates and rewards, as well as customer scores
  • Looking for something different? You can browse the whole market here
  • If you think you’ve found a better current account, get in touch
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first direct 1st Account
firstdirect
  • £100 signup fee - and £100 if you choose to leave after six months*
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service

 

*Terms & Conditions apply

Halifax Reward Current Account

  • 4.26Customer Score
Am I eligible?
Minimum Income:-
Minimum Age:18
Maximum Age:-
Existing Customers:No
Additional Account required:No
Area Restrictions:There are no area restrictions.
Introductory Offer£100 payment for switching your bank account
Minimum Monthly Credit£750
Account Charge£0
Online Service4.31
Call centre Service4.05
Branch Service4.24
  • £5 per month paid as long as the account remains in credit for the whole month
  • £100 paid if you swich your current account and pay in a minimum of £750 per month
  • Option to personalise your Visa debit card
  • £1 per day makes small overdrafts expensive
  • The £5 monthly payment is not paid in any month where your account is overdrawn (even for just one day).

Firstdirect 1st Account

  • 4.82Customer Score
Am I eligible?
Minimum Income:-
Minimum Age:18
Maximum Age:-
Existing Customers:No
Additional Account required:No
Area Restrictions:There are no area restrictions.
Introductory Offer£100 payment for switching your bank account and a further £100 if you're dissatisfied and want to switch away after 6 months.
Minimum Monthly Credit£0
Account Charge£0
Online Service4.79
Call centre Service4.85
Branch Service4.45
  • £100 sign up fee - and £100 if you choose to leave after six months
  • First £250 overdraft is interest and fee free
  • Multi award winning customer service
  • No interest paid on credit balances

M&S Bank Current Account

  • 4.69Customer Score
Am I eligible?
Minimum Income:-
Minimum Age:18
Maximum Age:-
Existing Customers:No
Additional Account required:No
Area Restrictions:There are no area restrictions
Introductory Offer
Minimum Monthly Credit£1,000
Account Charge£0
Online Service4.72
Call centre Service4.51
Branch Service4.53
  • £100 M&S giftcard for switching your bank account, plus £10 per month credit to giftcard for first 12 month for switchers if £1000 per month paid in and 2 direct debits set up
  • First £100 overdraft is interest and fee free
  • No interest paid on credit balances
  • Only fee free if depositing at least £1,000 per month

 

What is an intro offer?


An introductory offer is an incentive which is given when you switch or join a new current account provider.


How do we rank them?


These bank accounts are ranked purely on the value of the initial incentive(s)


Seven-day switching


If you wish to switch your bank account to a new provider, it’s worth considering those bank accounts that offer a good incentive (some are offering as much as £100 to join).


The new seven-day switching rule allows customers to switch their banks within seven working days (rather than a calendar week). If you would like to find out more, check out our video guide.

 

Moneywise Best Buys

 

It can be really difficult to choose the right product. However, we have conducted our own rigorous research and carefully selected the best deals out there. Unlike our competitors, we do not get paid to show you products from certain companies (only our featured product box is paid for by an advertiser). Instead, we have independently chosen the products we feel are the best in the market. Only if you decide to apply for a product using the “Go to site” button will Moneywise receive a small payment from the product provider, but this does not influence the way we rank products – our aim is quite simply to present you with the best products.